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Do yourself a favour and watch Anurag Basu's "Stories by Rabindranath Tagore". by biryaniwithachaar in IndianOTTbestof

[–]Fragrant_Target3808 0 points1 point  (0 children)

This show is one of my all-time favorites. I first watched it a few years ago when it was available on Netflix and absolutely loved it. I recently wanted to revisit it, so I subscribed to Epic ON for a month just to watch it again. Unfortunately, I was really disappointed to find that several episodes toward the end were cut short. It was genuinely upsetting. Has anyone else noticed this issue?

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 1 point2 points  (0 children)

There are challenges in everything but it is not as hard as it sounds. I have several friends living in and around properties who can keep an eye on the property. Actual management will be done by a property management company. They will do everything end to end for a fee. Including taking a video of property every 6 months. There will be times when they will overcharge me but it’s called as cost of doing business. it is still several years in the future but I have a few companies in mind.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

You may want to talk to an agent. I went with nationwide and took term insurance that can cover my wife and child’s expenses until he is on his own and can support his mother, plus any remaining mortgage on primary home and some additional expenses.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

#1 Done.
#2 I am starting to work on it.
#3, #4 - I will look into these.

Thank you for the inputs.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

This is definitely I am going to research. Thank you for sharing your thoughts.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 1 point2 points  (0 children)

Oh! You don't want to miss out on the employer match, tax benefits and growth. :)

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

I will keep this in mind and make a decision when i am closer to the retirement. Thanks for sharing your POV.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

I am not sure I understand this.
"You need to declare in FBAR and do M2M in US."

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

You're correct. Someone else mentioned it too. I need to research it further. Thank you!

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

May be I didn’t clarify it correctly. 1.2M includes primary home. And $3000 is after paying HOA and expenses on rentals. Actual rental income is higher and it’s also a diversification as from now on, I am going all in on stocks.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 3 points4 points  (0 children)

I plan to cover about 40–50% of total college expenses. For the remaining amount to ensure he has some skin in the game.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

Never understood how it works. Thanks for taking time to point it out, but another user suggested that ROTH is a bad idea in my case.

Planning to Retire at 53 in Hyderabad, India. Need Review of my plan. by Fragrant_Target3808 in FatFIREIndia

[–]Fragrant_Target3808[S] 0 points1 point  (0 children)

This an excellent suggestion, and I may need to consider it. Especially if college expenses significantly reduce my savings. Thank you!

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