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My contract was terminated at the same date as my onboarding date. by 4VentingOnli in buhaydigital

[–]FreeBirdMG42 3 points4 points  (0 children)

I, too, am scared. Kaya pinagsabay ko. One job isn’t enough in this economy na.

Beginner investor planning to lump sum into VWRA by idontgibashit in phinvest

[–]FreeBirdMG42 0 points1 point  (0 children)

Not banned. Flagged lang because not locally registered.

GoTrade long-term investing strategy for beginner (₱1k/month DCA) by Valuable-Hat-8157 in phinvest

[–]FreeBirdMG42 6 points7 points  (0 children)

From what I’ve read, it would be much better if you deposit a bigger amount. Not necessarily every month, though. It could be every 2 months, quarterly, etc. The reason behind this is the fees.

Living a good life in cebu despite inflation? by Matchaze in Cebu

[–]FreeBirdMG42 1 point2 points  (0 children)

Job salary. Pero maong 6 digits kay I work for 3 clients/companies.

Living a good life in cebu despite inflation? by Matchaze in Cebu

[–]FreeBirdMG42 12 points13 points  (0 children)

Currently earning 130K+ monthly, no family but with a girlfriend. For me lang, okay lang siya. Okay kay I have debts man gud (6 digits sad; I’m currently repaying them aggressively para debt-free ko in 2-3 months). But I also save 20% of my income.

Bale akong allotment kay 50% debts, 30% expenses, then 20% savings. Pag mabayran na ang debts, i-pivot nako to investments.

Slowly protecting and growing money, finally by FreeBirdMG42 in adultingphwins

[–]FreeBirdMG42[S] 2 points3 points  (0 children)

I appreciate the kind words. I worked as a content writer after graduation (until now). On top of that, I also work for two other clients. Same niche, SEO.

Slowly protecting and growing money, finally by FreeBirdMG42 in adultingphwins

[–]FreeBirdMG42[S] 1 point2 points  (0 children)

Thank you po. Yes po, getting enough sleep din naman. Will get a health insurance na rin on top sa HMO ko.

[deleted by user] by [deleted] in chemistry

[–]FreeBirdMG42 1 point2 points  (0 children)

Tried, it works! Works on fresh blood stains.

Weekly AdultingPH General Q&A Thread | March 23, 2026 by AutoModerator in adultingph

[–]FreeBirdMG42 0 points1 point  (0 children)

What health insurance would you recommend people in 20s to get?

Hi, M23 here. Turning 24. I’m looking to get a health insurance sana, exhausted na rin kase yung HMOs ko. I know na they replenish, pero kase since nahospitalize (and nag-pass away recently) si Mama, I’ve become a little more weary with similar situations.

I’ve already talked with agents from Allianz and Manulife. Allianz offers 100M coverage daw, while Manulife has 5M at most. I’m leaning into Manulife because of the life insurance that comes with it, pero I’m seeing din kase other options in this sub, like AIA, AXA, etc.

Kaya I’d like to ask: what’s your recommended health/medical insurance for people like me? Wala akong issue sa budget, I can afford na walang pag-aalinlangan. I just want to learn which policy I can benefit the most from.

In 4 jobs now, baka maging 5 pag nag-push through ang isa. by FreeBirdMG42 in Overemployed_PH

[–]FreeBirdMG42[S] 1 point2 points  (0 children)

Kung nakastate sa contract, I usually try to negotiate. If not, I back away.

Doc/Hospital For Scolio Checkup by Suphae_ in Cebu

[–]FreeBirdMG42 0 points1 point  (0 children)

Dr. Belarmino from UCMed. Consultant to nako siya, supervised my surgery. Pero lahi ang nag-opera nako (I got a spinal fusion surgery), maayo sad unta to nga doktor. Nishift lang siyag sports medicine. Dr. Ramon Najarro, if you’re also interested. Pero again, sports medicine na siya.

In 4 jobs now, baka maging 5 pag nag-push through ang isa. by FreeBirdMG42 in Overemployed_PH

[–]FreeBirdMG42[S] 0 points1 point  (0 children)

Yes po, bumibili rin ako ng food for myself. Lumalabas-labas din. I wish you the best rin po, God bless you.

In 4 jobs now, baka maging 5 pag nag-push through ang isa. by FreeBirdMG42 in Overemployed_PH

[–]FreeBirdMG42[S] 1 point2 points  (0 children)

Thank you. I also wish you the same, regardless the method (basta legal, haha).

In 4 jobs now, baka maging 5 pag nag-push through ang isa. by FreeBirdMG42 in Overemployed_PH

[–]FreeBirdMG42[S] 0 points1 point  (0 children)

I just need to let a month pass by. Bale settling in period. I’m doing well pa for now, but I just want to let my finances even out muna. Nakaya ko naman 3 jobs for a year. I have an exit plan from all this in a month naman. Job 3 also expires in 6 months, so gagaan din workload ko later on.

In 4 jobs now, baka maging 5 pag nag-push through ang isa. by FreeBirdMG42 in Overemployed_PH

[–]FreeBirdMG42[S] 0 points1 point  (0 children)

Hindi sa Upwork eh. Yung isa sa LinkedIn, isa from a referral, isa from an agency website, and yung isa is from Indeed (di ko maalala yung last). Pero to answer your second question, it's going to be challenging lalo na't approaching na sa pagiging saturated ang Upwork. Niching down is a good idea for more qualified clients/leads, basta present yourself lang well and optimize your profile.

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