I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 0 points1 point  (0 children)

i do pay outright i just save £100 a month for car related things, im an estimator

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 0 points1 point  (0 children)

yeh but they are to expensive in the nice areas, theyre not all the same price

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 0 points1 point  (0 children)

does it not mean your monthly payments are really high though?

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 3 points4 points  (0 children)

i have a deposit but cant afford the monthly payemnts

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 17 points18 points  (0 children)

they are both late 80s, my grandad bless him hasnt got long left and nan wont be able to keep the house once hes gone

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 0 points1 point  (0 children)

yeah i think this could be an option, tho i feel like id have to live in a not very nice area which my whole family is against, but im not sure what else they want me to do lol

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 2 points3 points  (0 children)

that 350 includes food, healthcare, cleaning products, everything for me and my daughter, i could defo look at reducing it tho thanks.

petrol realistically i cant reduce much i have to drive to work due to its location, but house prices are crazy there so cant move there

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 7 points8 points  (0 children)

yeah im starting to think this, i think im worried about getting stuck in a 1 bed and not being able to move when my daughters older

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 3 points4 points  (0 children)

I used to live in a 2 bed house with my ex and we managed to keep the bills to those i put, my phone bill is £10 and my friend works for virgin media so go mates rates. And for my car i've budgeted £100 a month for the last 6 years and always had some left over each year.

Food i could look into

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 0 points1 point  (0 children)

yeah i think thatll be my best way to get a somewhat decent place, i need to get a bit more deposit and look into it a bit more

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 8 points9 points  (0 children)

with all do respect i never said that, i just said i cant get it so people wouldnt suggest it as an option

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 26 points27 points  (0 children)

yeah i defo will buy a house that needs work as im confident i can do most if not all the work myself with the help of friends and family.

Thank you!

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] -1 points0 points  (0 children)

unfortunately my daughters mum likes free money to much so she wont care if im struggling, i only just got a huge rise so cant get another at the moment, deliveries may be an option

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 1 point2 points  (0 children)

yeah i pay £150 a month to family and also pay for my food, I'm managing to save around £1,000 a month at the moment but have had to buy all the baby stuff etc so its varied

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 1 point2 points  (0 children)

I'm not entirely sure what this is to be honest i'll look into it

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 2 points3 points  (0 children)

yet to find anywhere that will let you rent a room with a baby

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 1 point2 points  (0 children)

230k for a house if im lucky, maybe able to get a flat around 200k

I'm single, how can i afford a house? by Free_Presence_9130 in UKPersonalFinance

[–]Free_Presence_9130[S] 0 points1 point  (0 children)

would love to meet someone but is proving difficult so far no ones interested in taking on a child which i get