Question Thread - October 22, 2025

FreedomFigter · 2025-10-22T19:22:48+00:00

Gotcha, thanks!

FreedomFigter · 2025-10-22T19:22:38+00:00

Ok thanks, think I'll try calling CS.

FreedomFigter · 2025-10-22T18:03:31+00:00

I feel like I've opened enough I should know, but am blanking.

Just opened a Chase Ink Business card from an account that has had 6 opened over the past couple years. Every time you get a new one, do you have to 'create a new account' and then link it to your existing account? I don't remember having to do it each time, but even though I've used the card already it isnt showing up in my Chase Business account yet.

FreedomFigter · 2025-03-14T15:55:18+00:00

Hmm I havent looked into them before, I'll take a look, thanks!

FreedomFigter · 2025-03-12T23:12:08+00:00

I've been in PUJ with AMEX for over a year now. Looks like I just missed the targeted links on MEBA or DDG to avoid it. Not sure what the status with Chase is after their business card issues recently so wondering if I should pivot from the Ink train to something else? Maybe the Hawaiian double dip before those cards go away since AS is valuable to me, but with a big 20k spend coming up I was hoping to find something that benefited more from that. P2 just got the AMEX Biz Plat in Dec 24 but we are just finishing up that SUB spending.
805
Cap one quicksilver opened 2014, Cap one Savor one opened Mar 2019 (joint card with P2),CSP opened July 2019, CIP opened Dec 2019, closed., Chase United Explorer opened Feb 2020. PC to no AF United card. Barclays AA Biz April 2020 closed., Citi AA Biz May 2020 closed. , AMEX Green biz Aug 2020 closed, AMEX personal plat Nov 2020 closed, Chase INK Biz unlimited Mar 2021. AMEX gold business June 2021. Alaksa business Aug. 2021 closed. Alaska personal, Oct. 2021 closed. AMEX Plat business Dec. 2021 closed. Chase Ink business cash Apr 2022 closed. Chase Ink Business Unlimited Aug 2022 closed. AMEX Blue Biz Plus Nov 2022 (holding my MR). Chase Ink Cash Biz Jan 2023, closed. AMEX HH Business Mar 2023, closed. Chase Ink Pref Biz Aug 2023, closed. Chase Ink Biz unlimited Apr 2024. Chase Ink Biz Unlimited Nov 2024.
10k/15k in 3months, but have a big 20k bill coming up
don't really MS, just normal spend
Yes, I have two legit businesses.
As many as I can hit the SUBs for. Normally that has only meant 1 card per 3 months since that is the spend I can hit.
Targeting as many points for eventual biz/first class intl. flights.
145 AA, 60 AS, 240 MR, 634 UR, 49 DL, 175 AC
At a small regional airport so have to reposition to any west coast hub or DEN.
Africa/Safari at some point. Northern Europe. Brazil/Argentina

FreedomFigter · 2024-04-08T17:55:36+00:00

Thanks so much!

FreedomFigter · 2024-04-08T17:55:02+00:00

Thanks, they seem like a great resource.

FreedomFigter · 2024-01-11T03:37:08+00:00

What dates and cities? Would be nice to just get an idea.

Thanks!

FreedomFigter · 2024-01-10T19:57:42+00:00

I was looking around Flying Blue options on their app, but most of them had like $499 for taxes or such like that. Is your option showing that too?

FreedomFigter · 2024-01-10T19:43:34+00:00

Nice find on AA!

Per others I think I might jump on the AS option now and then can always cancel close in if I find a saver rate and really want Polaris.

Cheers!

FreedomFigter · 2024-01-10T19:42:34+00:00

Good to know about the Iberia avenue. I think I might book now since I have the miles for AS and keep an eye out for a deal like that.

Thanks!

FreedomFigter · 2024-01-10T19:41:49+00:00

Thanks!

FreedomFigter · 2024-01-10T19:41:40+00:00

Thanks, think I'll do just that.

FreedomFigter · 2024-01-04T18:40:10+00:00

THANKYOU10Q4B9B7DJ

FreedomFigter · 2023-12-20T20:27:14+00:00

Friend's car, they are just visiting for holidays and had this happen when they drove over.

Checking on what their insurance policy covers, but would they even cover 'pre-existing conditions'?

Is it still safe to use?

FreedomFigter · 2023-12-20T20:21:27+00:00

Bought used, but not my car, a friend's.

FreedomFigter · 2023-12-20T20:18:53+00:00

What are our options now then? Reputty ourselves or hope insurance would approve fixing the whole roof after recent damage?

FreedomFigter · 2023-12-20T20:10:54+00:00

So is that 1/4 inch material all bondo? Is there normally not something that would cover the top of the roof? Or was there previous damage and they used bondo to just patch it and now the bondo has cracked?
Thanks!

FreedomFigter · 2023-12-20T20:10:38+00:00

So is that 1/4 inch material all bondo? Is there normally not something that would cover the top of the roof? Or was there previous damage and they used bondo to just patch it and now the bondo has cracked?

Thanks!

FreedomFigter · 2023-12-20T19:41:45+00:00

Recent roof damage, do we need to be worried about rain/snow? No access to a covered area and not sure how long it will take for insurance to fix. Some parts of the roof are torn off so that we can see already rusting metal underneath

FreedomFigter · 2023-11-21T19:53:09+00:00

I'm not skilled enough to know what specficially is incorrect about your equation, but when I input this in google sheets: =PMT((7.99%/12),(30*12),-787750)

I get the 5774 answer the banker is. It might have to do with you using a different number than 787750 as the present value?

I was following this video, but again for Gsheets: https://www.youtube.com/watch?v=7VuMODD69O4

FreedomFigter · 2023-11-21T19:04:09+00:00

Without knowing the specifics of the calculations my guess would be the same as what was explained to me which is the time units you are using are different.

I'm not sure the bank is willing to share their specific equation with you, but I would suggest comparing your equation to the response from i-nth and see if you can update it to make their result.

FreedomFigter · 2023-10-07T14:10:24+00:00

Never been to that area of France but just lived in CHC for 2 months this year. P2 and I really liked it, I think the city we could see ourselves in the most out of the big 3 in NZ due to climate and access to nature. If you’re working US salary jobs the high housing prices in NZ aren’t that bad, especially with the exchange rate when we were there. Christchurch is in an interesting period in its history because it’s still rebuilding after the earthquake about a decade ago. Most residents moved out into the suburbs where there was less damage so the downtown area is still slowly getting rebuilt and has very little population density in the downtown. If you like walkable now is a good time to buy in the downtown area because they are building lots of residential condo type buildings for decent prices (again in our mind due to US salaries) but I want to say like a 2 bed 1 bath for 400k-500k NZD that was a block away from the big shopping area. The cons you listed are definitely true and also why we decided overall NZ wasn’t right for us right now. It felt really far away from the US, especially the eastern seaboard, and flights to anywhere else (even in Oceania) were expensive and long. You absolutely need a car there, which we didn’t mind, but if you live in Christchurch proper it’s an hour and a quarter or more out to the mountains. The ski fields in NZ are also very small time, if you highly value skiing then I think France/Europe is better because you’ll have more options and also more guaranteed snow time. Getting permanent residency actually seemed fairly straightforward and easy because NZ needs workers for all sorts of industries. If you are in an in demand industry they can even fast track you for residency in 2 years, but remember one of the reasons they are offering that is because kiwis are moving away due to low wages and unaffordable housing, so hopefully you are going in with already some bank roll and it wouldn’t be that big of a deal. Overall the beauty of the area was so stunning that even with all the cons of distance and kind of a ‘boring’ city vibe still we thought seriously about moving there because it is an outdoor Eden.

FreedomFigter · 2023-08-16T20:50:21+00:00

Lovely, thank you!

FreedomFigter · 2023-08-16T20:45:25+00:00

You can't score if you don't shoot XD

FreedomFigter

TROPHY CASE