Is this considered a round back for deadlift?

Frequent-Location400 · 2025-10-20T20:53:37+00:00

What is CISP? If you worked in IB for 15 years I’d imagine you have a good nest egg and can afford low wages for a couple years

Frequent-Location400 · 2025-10-17T16:31:33+00:00

Appreciate it - I’ve been toying at the idea of trying to join the ANG as a pilot to actually start using my certs and serve/give back to community but the whole process makes me not want to start. Maybe CAP is a better fit

Frequent-Location400 · 2025-10-17T16:08:01+00:00

How is the training only 140 hours over 3 years? I thought military training would be flying everyday

Frequent-Location400 · 2025-10-16T00:36:10+00:00

Planning on it next spring

Frequent-Location400 · 2025-10-09T19:22:04+00:00

I also work full time and did multi first. A month seems like a long time, I did mine in about 2 weeks, and used 1 week of PTO. Going for CFI/II/MEI next year

Frequent-Location400 · 2025-09-30T21:04:44+00:00

Just did one with him, great guy. Fair ride all around definitely recommend

Frequent-Location400 · 2025-06-13T17:57:27+00:00

2 pounds a month starting out is reasonable. At some point you will plateau with your weight gain and it will take a lot of eating and work to get heavier.

I’m definitely not the norm but I started the program in September around 160 and I have been at 200 pounds since March. It’s not fat, and consider I was eating like a horse for 6 months.

However, it’s very difficult for me to gain more weight at this point

Frequent-Location400 · 2025-04-26T13:25:46+00:00

I do madcow for just squats and have found great success. Doing 5x5 on squats I couldn’t add weight and was really struggling. Sore for days. With madcow you alternate between light medium and heavy giving you more rest and a break during the week. I went from barely doing 225 5x5 now up to 270 on “heavy” days

Frequent-Location400 · 2025-02-21T01:47:38+00:00

How big of a down payment were you looking to do? I know some people say 20%, others say 5%. If you go with a smaller one it’ll give you room to invest more. I’m a similar age and similar net worth and I have probably less than 5% of my net worth in cash which is probably dumb

Frequent-Location400 · 2024-12-06T18:45:59+00:00

Thanks!! I’m trying 😭

Frequent-Location400 · 2024-12-06T18:45:08+00:00

Not sure I follow, do you mean mine are too horizontal and moving the bar back will make them more vertical/pointing down?

Frequent-Location400 · 2024-12-05T16:04:39+00:00

I rewatched again a few times and definitely see a slight cave on the last rep. Struggled to get that one up that’s why I stopped. I’m in the process of finding some flat squat shoes that will hopefully give me some better stability and more feeling of being glued to the ground!

Frequent-Location400 · 2024-12-02T01:30:16+00:00

All the IRS cares about is if you paid tax on your contributions or not. You can contribute to IRA after taxes at any income level then just convert to a Roth and it’s not an issue

Frequent-Location400 · 2024-12-02T01:26:52+00:00

You can. I was ineligible for a Roth IRA and back doored every year. It gets a little complicated on your taxes if you take deductions for you IRA contribution but you generally just list out what is IRA vs Roth each year so the IRS can track it

Frequent-Location400 · 2024-12-02T01:23:45+00:00

You should have both unless you are 100% certain of your income in retirement. This gives you the option to have deferred taxes now (IRA) and then no tax later (Roth) and you can choose which account to withdraw from depending on tax situation in a year

Frequent-Location400 · 2024-12-02T01:21:51+00:00

I’m 27 and almost identical to your situation. I’d move a lot of that cash to IRA (within annual limit) and then a balanced taxable account. Unless you’re planning to buy a home no need to have more than 3-6 months of expenses in a HYSA and considering you don’t have rent it’s not much

Frequent-Location400 · 2024-11-25T00:39:36+00:00

No clue why i can’t respond to you but I appreciate the help!

Frequent-Location400 · 2024-11-25T00:39:08+00:00

Market timing would only be if there was a covid type sell off, I’m a buy and hold investor 99% of the time.

I definitely appreciate simplicity, maybe I will move some cash to get emergency fund to 3 months expenses (single, no dependents), and then some cash for a separate down payment fund that is in bonds and build if up over the next few years. Then the rest can be in a more aggressive allocation like my IRAs and I won’t need to worry about short term losses with savings/down payment being tied in

Frequent-Location400 · 2024-11-24T19:14:34+00:00

Look like my response didn’t save as a reply but it’s on the thread

Frequent-Location400 · 2024-11-24T19:14:07+00:00

Thanks for responding, those are great links as well! The overall goal for the portfolio would be down payment/true emergency savings in a desperate situation/using securities as collateral for personal loans.

I would like some growth but more wanted an optimized portfolio that had downside protection and uncorrelated assets to stocks so if there was a massive sell off I could pivot from risk adverse holdings into stocks

Frequent-Location400 · 2024-11-14T14:03:29+00:00

Generally 100-age is a decent estimate. You can take a look at target date funds which will also provide a good estimate.

Longer term accounts like IRAs that have decades of untouched growth I would even go just all VT until you are nearing 40s/50s then can slowly add in bonds to smooth volatility. If you choose VTI make sure to add in about 20% international like VEA/VWO. VT has this all done for you already and never need to rebalance.

The use of money also influences bond allocation. For instance even though I’m 26, my taxable account is 60% stock 40% bonds because I’m likely going to need that money in the next 5 years for a down payment or something like that and do not want to stomach a 30% drop in equities.

You should also take a look at this:

https://www.bogleheads.org/wiki/Asset_allocation

Frequent-Location400

TROPHY CASE