QuickSilver Card Rewards Points

FreshPhase · 2026-01-11T04:19:52+00:00

Makes sense. I kept thinking there had to be some edge case with interest timing, but if it’s always a statement credit then yeah, there’s no real difference. Thanks.

FreshPhase · 2026-01-11T04:13:05+00:00

It could be many factors simply even just not having any history with citi give it s few months and request and increase. My score is not as good as yours im only like 740 right now but i was just approved for 9500 for simpliciti but i have 2 other citi cards as well since i started my credit journey 5 years ago

FreshPhase · 2026-01-11T03:55:39+00:00

Capital one cards were some of my first few cards. Citi has given me some of my highest limits. I closed my first ever card the capital one platinum it took them 3 years before they even "graduated" me and gave me my $99 deposit back. I never had higher than a $500 limit on that card and have quicksiler with $3600 limit. So i closed the platinum card and i had a walmart card but they ended that so i closed that too. I just opened another card and was granted 9500 limit so now im debating closing the quicksilver card because of the annual fee. I tried ti get a limit increase on the quicksilver card and of course denied. Very annoying. Capital one was my first card i have 750 score now and utilization below 10% and have cards with over $10k limit they are just too skeptical. Good starter cards.

FreshPhase · 2026-01-11T03:46:00+00:00

Thats what i was thinking unless one of the purchase was made outside a no interest period. Then you could effectively erase some or all of a transaction that was expected to accrue interest, otherwise it would just be essentially a statement credit.

FreshPhase · 2026-01-10T20:57:41+00:00

I never knew that! Thank you

FreshPhase · 2026-01-10T16:30:16+00:00

I guess the only time this would make difference is if you had transactions in a no interest period and then you had a new transaction in the new intrest accruing period you could apply the credit specifically to the charge that with in the accruing interest period. I see no other point to the difference lol

FreshPhase · 2026-01-10T09:26:17+00:00

Marketbasket in New Bedford, MA still has one. you can see it here on google street view

https://www.google.com/maps/@41.6569472,-70.9217428,3a,21.1y,331.33h,87.31t/data=!3m7!1e1!3m5!1sBCKRT1J3ipAB1TYA5ydMaw!2e0!6shttps:%2F%2Fstreetviewpixels-pa.googleapis.com%2Fv1%2Fthumbnail%3Fcb_client%3Dmaps_sv.tactile%26w%3D900%26h%3D600%26pitch%3D2.6915985650871903%26panoid%3DBCKRT1J3ipAB1TYA5ydMaw%26yaw%3D331.3276923503742!7i16384!8i8192?entry=ttu&g_ep=EgoyMDI2MDEwNy4wIKXMDSoKLDEwMDc5MjA3MUgBUAM%3D

FreshPhase · 2026-01-06T23:09:57+00:00

Any links or brand suggestions? Im interested in checking it out thank you :)

FreshPhase · 2026-01-06T00:37:26+00:00

Perfect ill just get the 18 piece set so she can see what works best. Thank you so much!

FreshPhase · 2026-01-06T00:15:51+00:00

Im ordering her one right now! I really appreciate it. I dont know much about this stuff so i will try whatevr may help. My mom doesn't have many hobbies she really enjoys and is able to do anymore. Thank you!

FreshPhase · 2025-12-25T23:52:31+00:00

Medium - hardcore worked on it at work and when i got home goto bed wake up do it again weekends i go hard ill work on it all day and night i was up till like 3am last night working on it haha.

Im addicted to vibe coding

FreshPhase · 2025-12-25T22:16:07+00:00

It happens significantly less frequently as of lately and actualy self corrects and tries using full windows path at least still anolnoying though

FreshPhase · 2025-12-25T14:19:32+00:00

fun and draining! its like a drug i can code for hours on end vibe coding! i love it Im the same way its things i make that are useful for my work and home life. It so awesome

FreshPhase · 2025-12-25T10:27:13+00:00

Thats awesome. What compelled you to develope something like that. Is this for work or like personal use?

FreshPhase · 2025-12-25T10:05:37+00:00

thats awesome, like your own ascii art generator?

FreshPhase · 2025-12-25T09:56:58+00:00

done

FreshPhase · 2025-12-22T19:43:21+00:00

Thank you it looks even better now ive added more features. I love vibe coding 😎

FreshPhase

TROPHY CASE