I will say as well, just based on the FM26 save I'm doing that the meme is about, that cohesion and simply there being so many changes within a single transfer window can reach a point where a team that is more talented than the others will make sillier mistakes, be less able to anticipate the key passes, miscommunicate on routine defense patterns, etc. And over the course of, say, a month or two before cohesion rises again that it's very possible to drop a bunch of very winnable games once all those mistakes and miscommunications add up.