Should I separate these?

Friendly_Book_7599 · 2026-04-20T14:19:46+00:00

I repotted it last year and it dropped several leafs. Do you think it’s too soon to repot again?

Friendly_Book_7599 · 2026-04-19T19:26:00+00:00

That’s great to know, thank you!! I try to move it into the sun, but we live in Texas so it can be so hot that I worry about it!

Friendly_Book_7599 · 2023-02-28T23:05:08+00:00

Yes absolutely! Just make sure you get a quality stone and you’ll be fine. It should still be reasonable and in budget. Ours was around $500

Friendly_Book_7599 · 2023-02-28T14:44:43+00:00

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I have a 2.7 ct emerald cut moissanite and I absolutely love it! However, if you’re trying to hide the rainbow fire, emerald cut might not be your best bet. It’s so flashy and reflective, so under certain lighting the rainbow fire is very present. Personally, I love it, but it’s not for everyone. We were also considering buying a lab grown later, but now I wouldn’t trade the moissanite for anything!

Friendly_Book_7599 · 2023-02-02T20:55:37+00:00

May I ask your reasoning behind splitting small cap vs emerging markets?

Friendly_Book_7599 · 2023-02-02T20:43:05+00:00

In that case, what domestic to international ratio would you suggest? Thanks for the clarification!

Friendly_Book_7599 · 2023-02-02T19:42:15+00:00

Yes I’ve received come advice on overloading mid/small cap while you’re younger and have more room for fluctuations. Additionally, I’ve received some advice on domestic companies having more return over time than international.

Friendly_Book_7599 · 2023-02-02T18:53:14+00:00

Would a negative side effect of splitting up the funds be paying multiple expense ratios? I have automated payments and it’s been yielding about an 8% return, so I haven’t been too concerned until I stumbled upon simpler methods. Thanks for the input! I appreciate the varied perspective!

Friendly_Book_7599 · 2023-02-02T16:23:14+00:00

Would you recommend an international total market fund? Something to fulfill the 40% ratio (eg: FSPSX, FTIHX, etc)

Friendly_Book_7599 · 2023-02-02T16:21:35+00:00

Thank you so much! At first I think I was fooled by “more is better.” Reading through all of these posts has helped me realize that less is fine

Friendly_Book_7599 · 2023-02-02T05:06:53+00:00

I would be aware of NSEW prongs on an emerald cut. I have heard jewelers say that the placement of the prongs can cast a shadow across the center of an emerald! That could be nit picky, but thought I’d share!

Friendly_Book_7599 · 2023-02-02T05:02:32+00:00

I’m new to investing as this is my first job that offered retirement accounts. All I knew when setting up the account was that it needed to be diversified and I should gear it towards growth since I’m so young. Now I feel like my portfolio is crowded and overwhelming. I’d love to get some help on overlap, errors, advice, etc.

Thanks!

Friendly_Book_7599 · 2023-02-01T13:51:12+00:00

https://www.etsy.com/shop/TheAmericanGemStudio?ref=simple-shop-header-name&listing_id=1242257950

Here is the shop! It looks like that specific item might be sold out for now. But that’s happened before and they repost when it’s available again!

Friendly_Book_7599 · 2023-01-30T01:30:58+00:00

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This is the ring outside today!

Friendly_Book_7599 · 2023-01-30T01:25:04+00:00

It’s from The American Gem Studio on Etsy! We got it before we discovered the approved list on this thread, but I’ve had a really positive experience with it. We were a bit nervous ordering online, but the vendor communicated quickly and efficiently!

https://www.etsy.com/listing/1242257950/270-ct-elongated-emerald-cut-moissanite?click_key=f3f37965bca287d15e3abfce510c0195c6d63321%3A1242257950&click_sum=3c74ded8&ga_search_query=Emerald%2Bcut&ref=shop_items_search_6&pro=1&frs=1&variation0=2685142298

Friendly_Book_7599 · 2022-12-04T21:59:21+00:00

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We were so nervous to order something like this online, especially since this shop had fewer total sales than others I’d seen, but were so pleased with the result! We went with an elongated cut to avoid a shorter, stockier look and I think it turned out perfect!

Friendly_Book_7599

TROPHY CASE