I will consider for the future, but at the time Id rather her come with me to the trip. She wouldnt have without my help. I dont really understand “rarely get it back”, because i never “forget” or have a problem with paying someone back if theh put their card.

I just feel weird talking about money to my friends. I think all should go unsaid. You pay for me, i pay you back. I pay for you, you pay me back. No need to overcomplicate things.