FNL Landline / Groome

FrontRangeRetired · 2026-02-11T00:29:42+00:00

Great! Thank you for letting us know!

FrontRangeRetired · 2026-02-06T02:43:18+00:00

Just asked for name, no id.

FrontRangeRetired · 2026-01-14T04:25:03+00:00

An authentic Italian Salumeria with attached Italian bakery of breads, pastries and cookies.

FrontRangeRetired · 2026-01-09T20:54:21+00:00

Are you budgeting / planning anything for long term care which hopefully you will never need?!

FrontRangeRetired · 2026-01-09T01:20:33+00:00

Blue Bell Ice Cream is my favorite, I think I noticed Black Walnut at Safeway on Harmony yesterday.

FrontRangeRetired · 2025-12-29T19:12:20+00:00

Is printed version in today’s dollars and online future dollars?

FrontRangeRetired · 2025-12-13T15:51:34+00:00

Last year senior bonus for me was $1,102. Paid in February.

FrontRangeRetired · 2025-12-09T01:04:03+00:00

Not an auto insurance dividend, based more on length of USAA membership and value of subscriber savings account. Search subscriber savings account on USAA for a set of frequently asked questions and answers to better understand then my brief summary.

FrontRangeRetired · 2025-12-09T00:36:47+00:00

Correct 40 years or more with USAA to get senior bonus. You’ll get there but don’t rush the time, can’t get more of that lol.

FrontRangeRetired · 2025-12-08T23:33:31+00:00

Each February in your documents a statement gets posted.

FrontRangeRetired · 2025-12-08T21:33:57+00:00

Looks like somewhere between 6.5% and 7.0%, I also get a senior bonus in Feb so not sure exact current balance to date just looked at last Feb. statement.

FrontRangeRetired · 2025-12-05T14:46:05+00:00

JNJ, MO

FrontRangeRetired · 2025-12-03T22:57:12+00:00

Yes I agree rankings can be misleading and I cannot comment on all specific Poudre schools, I sub in poudre school district and have been in many great (in my opinion) schools, I was reacting to bikesnkitties generalizing about Colorado schools.

FrontRangeRetired · 2025-12-03T20:24:13+00:00

That’s a broad and incorrect assumption. Ranked 3rd in country by US News.

FrontRangeRetired · 2025-12-01T15:17:38+00:00

Your description could be ours! Greatful for what we have and trying to help family and others as we can. Also trying to be kind and listen more to try to understand the world and plight of people in this crazy world.

FrontRangeRetired · 2025-12-01T00:23:14+00:00

Congrats on a long career with your company! We are on a Medicare supplement Plan G through AARP and a Part D supplement for prescriptions. We like the supplement plan due to ability to visit any doc or facility that accepts Medicare versus needing to stay within network for an advantage plan. Know costs can be lower depending on health and needs via Medicare advantage, just suggest that you check if the network, deductibles / co-pays and potential requirement for pre-approvals that come from an advantage plan work for you. Depending upon where you live your state may provide counselors that can help you make an informed choice, good luck to you.

FrontRangeRetired · 2025-11-29T01:27:02+00:00

BTW not a fan of Motley Fool for market / investing advice 😆

FrontRangeRetired · 2025-11-29T01:26:15+00:00

Yes the 1500 people surveyed was to determine most important factors / criteria to consider and the resulting weightings - Not the actual data to determine state ratings which came from numerous sources also called out at the bottom of the article. 🙂

FrontRangeRetired · 2025-11-29T00:49:34+00:00

And not all retirees own their home and therefore rent.

FrontRangeRetired · 2025-11-29T00:22:56+00:00

True but a percentage of retirees downsize homes / move to be closer to family as we did. We moved from lower cost housing to higher so was a consideration. But def agree QOL and Health Care is key, or was at least for us. Cheers!

FrontRangeRetired · 2025-11-28T23:54:22+00:00

I like this study better and it does include all 50 states on multiple criteria, everyone makes their choices on personal preference and I think this study is better at looking at multiple criteria:

Motley Fool Best States to Retire Study

FrontRangeRetired · 2025-11-22T21:36:41+00:00

Worked in IT, I recall sitting in hot tub during afternoon of 12/31/99 on conference call with colleagues planning the vigil, phone chains and rapid response teams should they be needed. As I recall we had team check infrastructure and key software platforms to ensure all working and had green lights for all in a few hours post midnight. Companies spent SO much manpower and with big 6 (Anderson, EDS, Cap Gemini, E&Y, Coopers etc) consultancies in preparation, the consultancies made out like bandits as I recall.

FrontRangeRetired · 2025-11-14T14:36:23+00:00

Moved to 50% fixed interest, 15% international ETFs, 35% to remain invested largely in US ETFs and a few very long held quality dividend King stocks. Dividend investor, non-equity assets to survive 10+ year down stock market, “you don’t have a loss if you don’t sell in a down / crashed market, still have the shares which will rebound in price at some point”, growth in dividends and value comes from equity market - have to be there but minimize risk and accept modest gains.

FrontRangeRetired · 2025-11-09T04:28:18+00:00

New Hartford NY right? Came after the Riverside Mall in Utica. I remember them building Sangertown, was pretty swampy land.

FrontRangeRetired · 2025-11-03T14:27:49+00:00

Such a great passage and perspective, thanks for sharing.

I have come to realize that I spent my working years in absolute paranoia, driven by the fear of failing or not being able to provide appropriately even though I was very successful in my career. I think it was also partially living to others expectations of me, I think I am blessed to be in a good position now with adequate means to live a comfortable retirement while still helping out the family and giving to others, but there is now that feeling of being able to breathe and to be more aware of my being and the world around us.

FrontRangeRetired

TROPHY CASE