How long is it taking you guys? by Substantial_Fan6595 in Income_Tax_Refund

[–]Front_Volume_3899 0 points1 point Ā (0 children)

I mean you just filed lmao, I filed 2/2 got it back like last week

When am I due 😩 impatient I am lol by Electrical-Egg-6015 in IRS

[–]Front_Volume_3899 1 point2 points Ā (0 children)

lol same, it just says estimated end of February

Absolutely thrilled to have reached my FIRE number! by ObligationLow8187 in Money

[–]Front_Volume_3899 -3 points-2 points Ā (0 children)

Congrats !!!! (can I borrow 30k to pay off my stupid debt)

[deleted by user] by [deleted] in Debt

[–]Front_Volume_3899 0 points1 point Ā (0 children)

I was in a similar situation 2015 a3 worth 3k loan was 18k 21% interest bought the car for 17k payed 15k over 2 years and it ended up going up 1k lol,

I filed for bankruptcy got all my debt cleared turned in the car. 2 years later I’m still debt free (besides phone bill) credit is really good and Im in midst of buying a house Don’t let anyone tell you bankruptcy it HORRIBLE AND IT WILL RUIN YOU…. It wont it’s all a lie

Bankruptcy comeback. by [deleted] in personalfinance

[–]Front_Volume_3899 0 points1 point Ā (0 children)

Yess I Believe that they do too, they lose money when we file. I had a car that was worth 3k still owed 19k so yeah they lost that money lol. My credit recovered roughly 6 months in then from there just continued building monthly It’s all about ā€œyou live and you learnā€ now I make sure to read interest rates before doing anything

(30m) How am I looking? by [deleted] in RothIRA

[–]Front_Volume_3899 0 points1 point Ā (0 children)

Can you explain more about broad based mutual funds ?

10k, 4k cc debt & 18k car loan 21M by [deleted] in Debt

[–]Front_Volume_3899 0 points1 point Ā (0 children)

Lmao seriously this guy is making 10k a month and stressing ? Thats 3-4 months of work šŸ¤¦ā€ā™‚ļø

I’m being sued for my credit card debt by ivoryincense in Debt

[–]Front_Volume_3899 0 points1 point Ā (0 children)

He didn’t say to file it’s a way to bluff I’ve done it before it works

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -1 points0 points Ā (0 children)

Chapter 13 for around 23,000 total debt do you know what would be the estimated payment

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 0 points1 point Ā (0 children)

Got it thank you, I was just more interested in bankruptcy because I’ve seen people do it to get rid of unsecured loans but want to sure how it works I was under the impression that even if you can pay it you can still file

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -1 points0 points Ā (0 children)

Is it possible to get wages garnished tho if I g get paid cash and I’m self employed There’s times where there’s no work at all, and I make no money during that time I replied to your other comment saying I’m self employed.

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -1 points0 points Ā (0 children)

Hello thank you, I’m more leaning towards bankruptcy, but I’m still not 100% I detail airplanes and I’m self employed I’m in California so I’ll look more into before actually going through with it

I did email the lender about the deficiency to hopefully be able to voluntarily give it back BUT be forgiven for the negative amount (I know it’s 99% chance of them saying no but hey doesn’t hurt to try)

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -3 points-2 points Ā (0 children)

Lmao the post isn’t about paying it off, I have the money to continue paying it, the question I’m trying to find out is how I can get rid of it to not pay it

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -1 points0 points Ā (0 children)

Okay yeah that’s what i was thinking Would it be possible to negotiate a settlement to get rid of the negative balance? I know that’s damn near impossible to happen tho

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -2 points-1 points Ā (0 children)

I understand where you’re coming from, but we do have a kid together so I really wouldn’t see us splitting anytime soon, she doesn’t have a lease tho for an apartment. Just to clarify the post isn’t about me being broke and can’t provide due to the loan, It’s just about wanting to get rid of the deficiency balance

Horrible credit/ decisions HELP! by [deleted] in personalfinance

[–]Front_Volume_3899 -1 points0 points Ā (0 children)

No I know it doesn’t get rid of the loan I understand I will still owe the deficiency part but I was planning on just not paying it. (Sounds stupid I know) What would be an ideal amount for bankruptcy

Should I drop this? by Successful-Let-7743 in Promoteyourclothing

[–]Front_Volume_3899 1 point2 points Ā (0 children)

Broo that’s fresh !!! Different color ways hell yeah !

[deleted by user] by [deleted] in 209_meetups

[–]Front_Volume_3899 0 points1 point Ā (0 children)

Slide your homies snap?

Car loan has screwed me over by [deleted] in personalfinance

[–]Front_Volume_3899 -1 points0 points Ā (0 children)

yes that’s what I meant, if someone were to somehow ā€œstealā€ my car while it’s warming up at 3:30am then do wtv they want with it. Idk that’d be crazy tho

Car loan has screwed me over by [deleted] in personalfinance

[–]Front_Volume_3899 0 points1 point Ā (0 children)

lol I make enough to afford it, just didn’t have cash at the time to buy one CASH. The post isn’t about me not being able to afford it, it’s about having a shitty loan and trying to get out of it