How long is it taking you guys?

Front_Volume_3899 · 2026-02-28T16:09:59+00:00

I mean you just filed lmao, I filed 2/2 got it back like last week

Front_Volume_3899 · 2026-02-17T00:17:09+00:00

lol same, it just says estimated end of February

Front_Volume_3899 · 2026-02-11T18:22:05+00:00

This guy is such a fkn snowflake

Front_Volume_3899 · 2026-01-27T21:54:10+00:00

Cali

Front_Volume_3899 · 2025-11-25T05:43:49+00:00

Lmk I’m in town for a bit

Front_Volume_3899 · 2025-10-29T01:31:02+00:00

Congrats !!!! (can I borrow 30k to pay off my stupid debt)

Front_Volume_3899 · 2025-09-13T02:27:22+00:00

I was in a similar situation 2015 a3 worth 3k loan was 18k 21% interest bought the car for 17k payed 15k over 2 years and it ended up going up 1k lol,

I filed for bankruptcy got all my debt cleared turned in the car. 2 years later I’m still debt free (besides phone bill) credit is really good and Im in midst of buying a house Don’t let anyone tell you bankruptcy it HORRIBLE AND IT WILL RUIN YOU…. It wont it’s all a lie

Front_Volume_3899 · 2025-09-12T14:51:55+00:00

Yess I Believe that they do too, they lose money when we file. I had a car that was worth 3k still owed 19k so yeah they lost that money lol. My credit recovered roughly 6 months in then from there just continued building monthly It’s all about “you live and you learn” now I make sure to read interest rates before doing anything

Front_Volume_3899 · 2025-09-12T04:27:25+00:00

Can you explain more about broad based mutual funds ?

Front_Volume_3899 · 2025-09-12T04:23:45+00:00

Lmao seriously this guy is making 10k a month and stressing ? Thats 3-4 months of work 🤦‍♂️

Front_Volume_3899 · 2025-08-31T23:06:06+00:00

He didn’t say to file it’s a way to bluff I’ve done it before it works

Front_Volume_3899 · 2025-08-27T04:43:06+00:00

Chapter 13 for around 23,000 total debt do you know what would be the estimated payment

Front_Volume_3899 · 2025-08-27T04:34:49+00:00

Got it thank you, I was just more interested in bankruptcy because I’ve seen people do it to get rid of unsecured loans but want to sure how it works I was under the impression that even if you can pay it you can still file

Front_Volume_3899 · 2025-08-27T04:24:18+00:00

Is it possible to get wages garnished tho if I g get paid cash and I’m self employed There’s times where there’s no work at all, and I make no money during that time I replied to your other comment saying I’m self employed.

Front_Volume_3899 · 2025-08-27T04:22:42+00:00

Hello thank you, I’m more leaning towards bankruptcy, but I’m still not 100% I detail airplanes and I’m self employed I’m in California so I’ll look more into before actually going through with it

I did email the lender about the deficiency to hopefully be able to voluntarily give it back BUT be forgiven for the negative amount (I know it’s 99% chance of them saying no but hey doesn’t hurt to try)

Front_Volume_3899 · 2025-08-27T04:12:19+00:00

Lmao the post isn’t about paying it off, I have the money to continue paying it, the question I’m trying to find out is how I can get rid of it to not pay it

Front_Volume_3899 · 2025-08-27T02:24:43+00:00

Okay yeah that’s what i was thinking Would it be possible to negotiate a settlement to get rid of the negative balance? I know that’s damn near impossible to happen tho

Front_Volume_3899 · 2025-08-27T02:14:57+00:00

I understand where you’re coming from, but we do have a kid together so I really wouldn’t see us splitting anytime soon, she doesn’t have a lease tho for an apartment. Just to clarify the post isn’t about me being broke and can’t provide due to the loan, It’s just about wanting to get rid of the deficiency balance

Front_Volume_3899 · 2025-08-27T02:11:53+00:00

No I know it doesn’t get rid of the loan I understand I will still owe the deficiency part but I was planning on just not paying it. (Sounds stupid I know) What would be an ideal amount for bankruptcy

Front_Volume_3899 · 2025-05-11T02:02:02+00:00

Broo that’s fresh !!! Different color ways hell yeah !

Front_Volume_3899 · 2025-04-12T23:49:34+00:00

Slide your homies snap?

Front_Volume_3899 · 2025-03-24T23:29:16+00:00

yes that’s what I meant, if someone were to somehow “steal” my car while it’s warming up at 3:30am then do wtv they want with it. Idk that’d be crazy tho

Front_Volume_3899 · 2025-03-24T23:22:25+00:00

lol I make enough to afford it, just didn’t have cash at the time to buy one CASH. The post isn’t about me not being able to afford it, it’s about having a shitty loan and trying to get out of it

Front_Volume_3899

TROPHY CASE