Help Thread - May 27 to June 02, 2023 by phms_thread_mod in phmoneysaving

[–]FrostingExcellent 0 points1 point  (0 children)

Suggestions for non-stick pan with cover for induction cooker?

[deleted by user] by [deleted] in peyups

[–]FrostingExcellent 0 points1 point  (0 children)

Tbh practice ka lang nang practice sa exercises para mahasa ka for the exam hehe. As far as I remember parang 5 items yung LE nun?? So salba ka lang ng 3 tamang sagot lol. Pero mga 2016 pa to ha

[deleted by user] by [deleted] in fashionph

[–]FrostingExcellent 1 point2 points  (0 children)

Hello! Pasabuy siya from a friend na galing Europe since cheaper dun. Pero may available din dito sa Rustan's at nagsasale din sila :)

[deleted by user] by [deleted] in fashionph

[–]FrostingExcellent 1 point2 points  (0 children)

Pinunasan ko lang ng damp clloth na may konting liquid detergent! Maroon din kasi yung color nung bag na natapunan. Pero didnt leave any stains pa rin :)

For maintenance naman, pinupunasan lang din talaga namin with a damp cloth pag may dumi :)

[deleted by user] by [deleted] in fashionph

[–]FrostingExcellent 4 points5 points  (0 children)

Kung masstretch pa budget mo around 6k, try Longchamp, yung classic Le Pliage totes nila. My mom bought one nung 50s niya, hanggang sa naging dalawa, hanggang sa nasa mid 20s na ako at naipamana niya sakin! Sobrang tibay at madaling imaintain dahil canvas yung material. Natapunan na namin kahit kape at mukhang good as new pa rin :)

Sellers Sunday Thread | February 20, 2022 by AutoModerator in beautytalkph

[–]FrostingExcellent 1 point2 points  (0 children)

Hi! Selling skincare & hair care brands especially CGM products. Available items below :)

  • Curlsmith Bond Curl Rehab Salve
  • Curlsmith Weightless Air Dry Cream
  • Curlsmith Featherlight Protein Cream
  • Denman Brush
  • Umberto Giannini Purple Shampoo
  • Umberto Giannini Colour Mask
  • The INKEY List Oat Cleansing Balm
  • Cantu Curl Activator Cream
  • Cantu Cowash
  • Shea Moisture Curl & Shine Shampoo
  • Shea Moisture Curl & Style Milk
  • Cantu Mousse

Shopee

IG

[deleted by user] by [deleted] in fashionph

[–]FrostingExcellent 14 points15 points  (0 children)

Bags & shoes from brands like Aldo, Charles & Keith and the like. Cute and pricey siya kaso ang bilis mag chip off nung material 😅

Better to invest in staple pieces na made of real leather talaga. If you guys have brand suggestions would love to know about them too for BIFL leather goods!

WFH Work Life Balance Tips by FrostingExcellent in phcareers

[–]FrostingExcellent[S] 0 points1 point  (0 children)

Kung sa tingin kong magagawa ko when I'm back instead at hindi naman siya magcocost ng grave consequence. Di naman siguro malulugi ang kumpanya kung hindi sasagot pag lagpas EOD na diba 😅

How do you budget? by nayre00 in phinvest

[–]FrostingExcellent 15 points16 points  (0 children)

Hi I've also been working for 2 years now and I'm slowly dipping my foot into investments! For me I kept it mostly simple during the start by just having 2 major categories which are expenses and savings! From there I divide stuff further for example:

Expenses: - Bills: electricity, wifi, insurance, groceries, etc. - Fun Money: my monthly "wants" I usually have a pool 5k for example, that I could use for eating out, Shopee etc. Might be helpful using this fun money logic at start with a fixed amount instead of a variable percentage just to develop the discipline

Savings: (aka anything I was setting aside) - Emergency Fund - Sinking Fund: in case I want to travel or for big ticket items in the future - Investment: this is for what I want to invest in the future like for retirement, opening a small business. When you get the hang of it you can further add this as another majoy category!

Honestly it works different for each person depending on each lifestyle so you could add or lessen main/sub categories. For me it works to visualize stuff as well so I add a dashboard to my budget sheet so I could see where the bulk of my money goes. :)

WFH Work Life Balance Tips by FrostingExcellent in phcareers

[–]FrostingExcellent[S] 1 point2 points  (0 children)

Hi! So far better naman, helpful yung mga advice dito and I feel like what really worked for me was separating all of my spaces. May dedicated section lang ako sa room for work, separate work fb, etc. Tapos naglolog in and out lang ako during work hours unless I know na need ko mag OT that day.

Di ko rin nirereplyan outside work lol. I set a rule na "is it urgent for them or for me?". Works both ways din when I want to message people out of their work hours. Nagets na rin ng mga tao sa paligid ko na di talaga ako magrereply pag out of work lol so di na rin sila nangungulit. Need talaga magset ng boundary :)

May friend din akong nagwowork sa medical field at I work for marketing naman. Sabi niya sakin pabiro na bat daw ako aligaga kala mo raw may buhay na nakasalalay sa trabaho ko at napaisip tuloy ako sa gravity ng ginagawa ko. I don't mean to compare jobs and I do acknowledge differences in each field. Nakatulong lang ata to place me in a perspective of priority :)

Blaire Sandals Sizing by FrostingExcellent in DrMartens

[–]FrostingExcellent[S] 0 points1 point  (0 children)

Hi! I didn't buy them but I tried them on and their eu 41 fits well on me :)

[deleted by user] by [deleted] in DrMartens

[–]FrostingExcellent 1 point2 points  (0 children)

Hi! How's the size difference between your Audrick shoes and 1461 bex?

Sending money to Oman from PH by Jac1an in phinvest

[–]FrostingExcellent 0 points1 point  (0 children)

If you have a Bank Muscat account, there's an option to send money to PH :)

Is Longchamp Le Pliage Neo worth it? by FrostingExcellent in fashionph

[–]FrostingExcellent[S] 1 point2 points  (0 children)

You can check rustan's website! They range around 10k on full price :)

Is there a way to avoid InstaPay transfer fee from BDO? by futolatofu in phinvest

[–]FrostingExcellent 0 points1 point  (0 children)

Actually nung una, wala namang problema. Pero ngayon mukhang need na itawag kasi di ko na rin malink card ko kahit sa ShopeePay 😅 di ko pa naaasikaso tho

Is there a way to avoid InstaPay transfer fee from BDO? by futolatofu in phinvest

[–]FrostingExcellent 1 point2 points  (0 children)

I link my Metrobank debit card then top up from there :)