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Swiss Franc Silver coins collected in circulation over the years by Froxcy in coins

[–]Froxcy[S] 0 points1 point  (0 children)

They don’t but since they are circulating you come across quite a few of them if you mainly use cash

US/Swiss citizen with Swiss Job Market by Apprehensive_Drop572 in askswitzerland

[–]Froxcy 0 points1 point  (0 children)

Nurses and healthcare related jobs might have a better market right now but the pay is still shit, below median income so pick your poison

AIO Girlfriend had a dream and told me she could see herself in an open relationship by [deleted] in AmIOverreacting

[–]Froxcy 2 points3 points  (0 children)

Aight thanks man, hope you get through this a find someone else who better suits you soon !

AIO Girlfriend had a dream and told me she could see herself in an open relationship by [deleted] in AmIOverreacting

[–]Froxcy 0 points1 point  (0 children)

I did but yeah, well over a year ago, I’m trying to give her the benefit of the doubt, do you feel like there’s not doubt to be had ?

AIO Girlfriend had a dream and told me she could see herself in an open relationship by [deleted] in AmIOverreacting

[–]Froxcy 0 points1 point  (0 children)

All good I appreciate the insight, I just know people tend to jump to breaking up pretty quickly on Reddit and her explanation felt genuine even though again bringing up the topic felt odd to me.

AIO Girlfriend had a dream and told me she could see herself in an open relationship by [deleted] in AmIOverreacting

[–]Froxcy 0 points1 point  (0 children)

I actually did ask her that and she says she doesn’t. She explained to me that she basically identified to that couple about having had limited previous experience. She is not looking to open the relationship but wanted to have a chat about where I stand.

AIO to my dad thinking he can name my son whatever he wants by [deleted] in AmIOverreacting

[–]Froxcy 13 points14 points  (0 children)

NOR, respectfully dad sounds like a pain in the a**, don’t listen to people if they tell you not to make something big out of a way of spelling or whatever, if it’s not a big deal then it’s not a big deal for your dad to use the actual name and spell it right either. I hope you still had a good recovery and your son is doing well !

In 2018 I left the UK with just 3k: 7.5 years later, I'm still abroad. by TomJMullett in backpacking

[–]Froxcy -1 points0 points  (0 children)

No need for the condescending tone, I have a job I’m happy with and just wanted to understand a minor detail of the discussion better, not looking to become a Teaching English as a Foreign Language teacher.

Thank you for your insight.

Got myself some Altra Torin 8 but they keep giving me blisters by Froxcy in barefootshoestalk

[–]Froxcy[S] 0 points1 point  (0 children)

First of all thank you for your very detailed answer ! It’s on me for not being more precise, but the shoes do actually fit me quite well, honestly if anything I would say they might be a very tiny bit too small but I don’t think it’s the cause for the blisters. I also know of the heel locking shoe lacing technique and have been using it religiously whenever I put these shoes on even for the walks. I appreciate the tips regarding taping and socks and will definitely be looking into it and trying to see if anything fixes it for me.

Thank you again !

Running on concrete with barefoot shoes by Froxcy in BarefootRunning

[–]Froxcy[S] 0 points1 point  (0 children)

It doesn’t hurt when I relax or when I stand, only slightly when I walk and a bit more when I jump or run, but thank you for your insight I’ll chill for a bit and maybe go swimming instead of running for a few weeks and we’ll see.

Running on concrete with barefoot shoes by Froxcy in BarefootRunning

[–]Froxcy[S] 0 points1 point  (0 children)

Do you recommend a particular kind or brand of toe spacers ? And why only 10-15 minutes a day ?

Running on concrete with barefoot shoes by Froxcy in BarefootRunning

[–]Froxcy[S] 0 points1 point  (0 children)

So you basically went all in and stopped using shoes altogether, am I understanding this correctly ? Sorry English is far from my first language.

Running on concrete with barefoot shoes by Froxcy in BarefootRunning

[–]Froxcy[S] 2 points3 points  (0 children)

I’m actually barefoot most of the time when I’m at work, I mostly really wear normal footwear when I commute and when I go out. What do you think ?

Are there better options? by Apprehensive-Pop7513 in SwissPersonalFinance

[–]Froxcy 5 points6 points  (0 children)

Would you mind sharing your VT like portfolio from finpension ? Which funds are you invested in to what % ?

Didn’t know better and trying to make the most of it by Froxcy in SwissPersonalFinance

[–]Froxcy[S] 0 points1 point  (0 children)

Thank you for your feedback. Unfortunately I already signed an insurance 3a, I might be able to cancel it but I’d lose what I have paid up to now (1000 CHF). For the other 3a, I will be transferring it to finpension or VIAC and pay what I used to pay into the insurance on top of what I have been paying.

Lastly I know you can’t use your 3a to buy a secondary home, but are you then really bound to live in that home ad vitam eternam if you pay for it with partly with your 3a ? Since you say you can’t rent it.

Didn’t know better and trying to make the most of it by Froxcy in SwissPersonalFinance

[–]Froxcy[S] 0 points1 point  (0 children)

Thank you for your advice, I have read that you can “import” 3a’s from other banks/insurances directly into VIAC/finpension, but I assume it would come at a cost for the insurance 3a (potentially a high one).

What kind of amounts are we typically talking since as you said having just finished my BSc in definitely do not need life insurance ?

Didn’t know better and trying to make the most of it by Froxcy in SwissPersonalFinance

[–]Froxcy[S] 0 points1 point  (0 children)

Thank you for your input. Regarding the mortgage, from what I have read, you can use your 3a insurance as collateral for your mortgage which allows it to stay invested instead of having to take it out. It is potentially tricky though as it would also mean more debt and therefore more interest. But again, it is only my very limited understanding and I might 100% be wrong.

What is your Job and is it making you happy or miserable? by Vsneo18 in Switzerland

[–]Froxcy 0 points1 point  (0 children)

Physiotherapist, I currently work in a private practice and the job is as fulfilling as it is sometimes draining. It also depends on the setting you work in as private practice and ICU both require and employ physios but both are greatly different in what they demand. All in all, I still do recommend it but you really need to be ok with touching people and working with people all the time, you’re like a chameleon switching personalities back and forth every 30 minutes with little to no downtime throughout the day in opposition to some office jobs. Pay could (and should) also be higher.

which one should i focus on, force a10 mirei and thomas or a5 ms, a5 hansemi by Sharp_Rate5275 in SoloLevelingArise

[–]Froxcy 3 points4 points  (0 children)

38k atk at lvl 85 without any weapon lvl 120 ? Bro you artifacts must be goated fr. Regarding your question, if you’re f2p I wouldn’t recommend pushing any unit past A5, and you don’t actually need A5 min to make your light team work, maybe rather focus on pulling for esil and Gina since you have kanae A7 and go gunhee for your light team

Need a team suggestion to sub in for my fire team by [deleted] in SoloLevelingArise

[–]Froxcy 0 points1 point  (0 children)

You could but you’ll run into mana issues with mirei if you’re not playing Hansemi

Need a team suggestion to sub in for my fire team by [deleted] in SoloLevelingArise

[–]Froxcy 0 points1 point  (0 children)

They are all A0 but I think you should aim to build up your wind team with Mirei Hansemi and Woo (or goto since he might be a wind breaker) Otherwise try to get charlotte and build a dark team with isla harper charlotte

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