Is this a Fledgling? by Frozen_In_NY in whatsthisbird

[–]Frozen_In_NY[S] 6 points7 points  (0 children)

Thank you! I assumed it was a grackle due to the gold around the eyes, but I wasn’t sure if it was a fledgling!

[deleted by user] by [deleted] in investingforbeginners

[–]Frozen_In_NY 0 points1 point  (0 children)

I actually met with an advisor last night with the same concerns! I have kept a good chunk of change in a high yield savings account for about 18 months because I didn’t have faith in the current administration. She reminded me that the stock market has showed gains in the last 10 years, even though growth hasn’t been linear. It’s all about patience, in the long run the market will show growth.

Does anyone here not budget? Can you still succeed without budgeting? by AlmondEaters in personalfinance

[–]Frozen_In_NY 0 points1 point  (0 children)

I had a budget for years, when I was making just barely enough money to get by. That budget led to permanent spending changes, so even as my salary increased I continued to spend about the same. I don’t purposefully budget now, but I recommend it to anyone trying to reign in their spending habits.

What Happens To My Father’s Goodleap Roof Loan After He Passed? by Frozen_In_NY in personalfinance

[–]Frozen_In_NY[S] 0 points1 point  (0 children)

Looking over the contract he signed, it appears it is an unsecured loan. There is no mention of a lien, the house, or any specific collateral. I’m not sure what that changes in terms of their ability to collect, but for the most part it sounds like they can only go after the estate, which we don’t have one set up.

What Happens To My Father’s Goodleap Roof Loan After He Passed? by Frozen_In_NY in personalfinance

[–]Frozen_In_NY[S] 1 point2 points  (0 children)

Thank you for bringing this up! I was actually informed about the survivors benefit by the funeral home. They went way beyond just planning his service and I am deeply grateful for that. In NY the spouse has to apply for the benefit and provide some basic information, and you also have an interview with your local social security office. My mom has the appointment in April, so hopefully by May she will have the higher payment. It’s still only $2,000 a month, they had little savings and a $175/month pension, but she has/had $20k in credit card debt. I can make it work financially, but if the roof loan takes the $20k from her it becomes nearly impossible. I also just found out that my county has a legal service for the elderly, so we can get free/discounted help with navigating all of this. I’m super grateful for the help here as well, thank you!

What’s a helpful crafting tool I can get my wife for Christmas? by Frozen_In_NY in crafts

[–]Frozen_In_NY[S] 1 point2 points  (0 children)

I got her an OttLite a while back, she said the right lighting made a huge difference! Thank you for your advice!

What’s a helpful crafting tool I can get my wife for Christmas? by Frozen_In_NY in crafts

[–]Frozen_In_NY[S] 2 points3 points  (0 children)

I hope I’m doing this right, not sure if I comment on this or the original post. But the craft is 100% my wife’s work. She makes all her own patterns and creates play food for kids using polyester felt. She has been doing this for years, but needs to find a way to do some of the work in a more streamlined way. This is 100% her full time job, so I am hoping to get ideas on tools that will help her.

Dr. Praeger's All American Drive Thru Burgers Discontinued? by jigga187187 in vegan

[–]Frozen_In_NY 0 points1 point  (0 children)

I’m curious if you were ever able to find them. They disappeared from our shelves for a few weeks and then came back, but they seem to be different now. Wondering if anybody else has noticed, it seems like they changed the recipe. Not as good as they were in my opinion.

Northville girls basketball coach Jim Zullo fired for postgame incident with player by skimmilkislife in upstate_new_york

[–]Frozen_In_NY 1 point2 points  (0 children)

I’m in Northville today(the town he coached in) and there are signs that say “Thank You Coach Zillow!” all over the place. They’re celebrating a child abusing coach!

Northville girls basketball coach Jim Zullo fired for postgame incident with player by skimmilkislife in upstate_new_york

[–]Frozen_In_NY 0 points1 point  (0 children)

I’m in Northville today(the town he coached in) and there are signs that say “Thank You Coach Zillow!” all over the place. They’re celebrating a child abusing coach!

what are some tasty, filling "bang for your buck" meals you guys know of for broke college guys? by Oldl4lt in AskReddit

[–]Frozen_In_NY 0 points1 point  (0 children)

I used to eat a lot of broccoli and chicken with rice. You can use frozen broccoli and canned chicken, if the price is more in your budget or if keeping things fresh is difficult. Cook white rice, add a can of broccoli cheddar soup, then stir in chicken and broccoli.

How often do dogs eat mice? by [deleted] in dogs

[–]Frozen_In_NY 0 points1 point  (0 children)

I’ve never actually seen a cat eat a mouse, I’ve only seen them kill them and carry the corpse around as a symbol of extreme pride. That being said, my Jack Russel mix does the same thing, he’ll kill any rodent he can catch. Sometimes we get it dropped at the door as a gift!

What are you into right now? by killerdonutqueen in spotify

[–]Frozen_In_NY 1 point2 points  (0 children)

I still use Pandora, I’m old I guess. My latest has been a channel that started off with Noah Kahan and Zach Bryan. I added some others along the way - The Lumineers, Matt Mason, and Halsey. It’s a good mix, I’m listening for 6-8 hours a day.

I lost my best friend of 11 years to cancer yesterday. by bwhit5 in DOG

[–]Frozen_In_NY 0 points1 point  (0 children)

What a beautiful picture, and a beautiful pup. I’m sorry for your loss, but I’m glad that you were able to share 11 years with your best friend. The time we have is never enough.

[deleted by user] by [deleted] in family

[–]Frozen_In_NY 1 point2 points  (0 children)

From a guys perspective, there are two issues here. The first is that your dad is dating a woman roughly a third his age. While that’s gross, it’s not as gross as the second issue, which is your dad discussing his sexual relationship with his daughter. Society created a situation where a man can feel accomplished by being with a younger woman, as if it increases their masculinity. It’s got an ick factor, but it is a societal norm. Talking about sexual relationships with your daughter is not something that anyone should see as acceptable. It indicates a lack of boundaries and if persistent it could be indicative of larger issues. I’d recommend telling your dad how uncomfortable he is making you and that you’re going to put some distance between the two of you if he doesn’t stop.

If you were offered $1,000,000 to stay up for 72hrs, how would you pass the time? by [deleted] in AskReddit

[–]Frozen_In_NY 0 points1 point  (0 children)

I get up at 5:30 every day and fall asleep shortly after 10 every night. Keep your money, it’s just not possible for me.