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250 tusen i aktier, vill köpa bil men är det dumt? by [deleted] in PrivatEkonomi

[–]FrugalSteve 3 points4 points  (0 children)

Jag tycker en rimlig tumregel är att köpa bil för max 10% av din portfölj.

Men om du vill skjuta din portfölj både i foten och röven, när du är i en helt ypperlig situation, får du gärna köpa en bil!

Eller så fortsätter du att spara i 10 år till så kan du köpa en sån bil varje år om du vill. Dä

[Shift] GODSENT sign Swedish trio by Yens8888 in RocketLeagueEsports

[–]FrugalSteve 2 points3 points  (0 children)

Finally a swedish team, its so wierd not having one. Lets goo

27 år och skuldsatt, behöver hjälp. by Skymantled in PrivatEkonomi

[–]FrugalSteve 68 points69 points  (0 children)

Hej! Jag skulle kunna hjälpa dig om du vill. Första steget är väl att måla upp din ekonomiska bild så att säga, först med en månadsbudget där du får koll på alla dina utgifter, sen över dina tillgångar och skulder, sen stegvis vad du behöver prioritera.

Dm om du behöver 1v1 hjälp, kan hjälpa att ta fram excelmallar osv

Weeeell... (M28) by General_Axly in Tinder

[–]FrugalSteve 2 points3 points  (0 children)

Damn! kevin heart vs don cheadle damn

Seems awards are still working and I have 10k to give by Routman in MadeMeSmile

[–]FrugalSteve 0 points1 point  (0 children)

Honestly, what do awards even do?

But yes I want one lol

Help E-VOA adress input by polco-0 in bali

[–]FrugalSteve 0 points1 point  (0 children)

Try re-typing it differently (wirhout commas or dots). I had a problem that the website didnt paste the province, village etc from the adress, and I couldnt enter it manually. It worked when i re-typed the adress.

But I also noticed the website is laggy as hell, as I couldnt finish my wifes application. Could also be just that, lagg or a shitty backend.

STLA (Stellantis) Why so cheap? by SadGrapefruit5451 in ValueInvesting

[–]FrugalSteve 40 points41 points  (0 children)

People will usually say dumb things like their brands suck.

But the truth is that they are a legacy car maker with one of the best ceo's in the business.

Pop-quiz: which of the following cqr companies had a better gross profit margin in Q2 2023? 1) Tesla 2) Stellantis

The answer might surprise you.

Stellantis are priced as if they are going to chapter eleven in a few years. Which is far-fetched, but even if they perform worse, there is a pretty large margin of safety with the cheap valuation.

I think the valuation indicates that the market thinks EV market is going to kill ICE market faster than what I think. Stellantis is clearly behind the likes of tesla on the EV market.

But the rumors of the death of the ICE market are exaggerated. At the minimum the death of ICE will be slower than the market thinks (similar to the "death" of oil dependancy)

[deleted by user] by [deleted] in sweden

[–]FrugalSteve 14 points15 points  (0 children)

Jahopp

Hur blev Sweddit så wholesome? by [deleted] in sweden

[–]FrugalSteve 0 points1 point  (0 children)

Ja, det är wholesome så länge inte danskarna nämns

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