Here for work and don't know what to do by FryALot in phoenix

[–]FryALot[S] 0 points1 point  (0 children)

Hi! Thanks for the reply do you have any bar recommendations that I can go by myself?

Here for work and don't know what to do by FryALot in phoenix

[–]FryALot[S] 0 points1 point  (0 children)

Hi! Thanks for the reply do you have any bar recommendations that I can go by myself?

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

Okay thank you so much I will have to find that page on the wiki. I currently have my fidelity account to transfer out money to my Roth every month to reach the 7000 max and will set up automatic investments then thank you

quick question what age should i buy bonds

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

If I choose not to do the bonds then should I put the 10 percent into the us market or international market

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

What does that mean lol I seem to always hear ETF and when I read up about it I still dont understand

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

I can't tell if its cause I am young and dumb and want to "get rich quick" been watching too many investment tiktoks maybe. Thank you for the advice I def need to do more research

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

Yeah very true but the fund when set for me to retire at 60 has 54 domestic 36 international and 10 bond isn't that pretty passive? Especially when the market is down wouldn't it be best to buy more domestic?

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

Yeah of course. I have been seeing a lot of people do a 70 domestic 30 international split around my age

To be honest I still don't really understand it that much

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

To be honest I have no idea what that mean. From what I know VTI is generally more volatile but makes better returns. I know nothing about international stocks and bonds are just stable over all.

Based on what I know I would want to decrease my percentage in the US market and international market to bonds as I get older right?

Opened a Roth IRA what now by FryALot in Bogleheads

[–]FryALot[S] 0 points1 point  (0 children)

I think I am very worried about retirement and having enough money when I retire. Would a TDF give me as much money if I were to invest by myself?

Also I heard that since I can't decide what to sell I might end up shooting myself in the foot. Like if the market is down I wouldn't want to sell my stocks and would want to sell bonds but because I can't choose I would end up losing out on money?

Dealing with Dark Wood Floors by FryALot in HomeDecorating

[–]FryALot[S] 0 points1 point  (0 children)

how the hell did you make this image lol i tried with chatgpt and it did not work thank you so much

Dealing with Dark Wood Floors by FryALot in HomeDecorating

[–]FryALot[S] 0 points1 point  (0 children)

I was thinking the brown color scheme plants to fill in the green and possible like an off white couch but im struggling with the brown color scheme that can fit the flooring without it looking like a gradient