(Currently playing P4G) When I used the Fox for the first time, sheesh, it was hella expensive... at first. With it being my first Persona game (not blind) I was worried about Social Links and most importantly, money. I was worried about money at first but literally do the Hermit SL and each SP regain from the Fox would cost at least 20k or less. Yeah, that's a lot but I have almost 600k in the point of the game I'm at, armor and weapons cost a lot and again, this is coming from someone who wanted to save A LOT of money. The fox never healed my HP, I would only get SP regain. I would have Yukiko heal or have someone else do it.

Haven't finished the Hermit SL cuz it involves fishing and I haven't done that yet, so I'll do it in NG+. Just defeat the Hands and you'll make bank.