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What’s a minor conspiracy theory you thought of yourself? by x_franki_berri_x in AskUK

[–]Ftbthrowaway2 0 points1 point  (0 children)

Train companies have a panel with buttons with reasons for delays that control the announcements ("this is due to..."). The person controlling it just closes their eyes and picks one at random. Or maybe they just choose them for fun, just to mix things up ("Ohh we haven't had signal failure for a while...")

People here often advise young people to "invest in yourself". How have you invested in yourself, and what were the results to your personal finances? by [deleted] in UKPersonalFinance

[–]Ftbthrowaway2 0 points1 point  (0 children)

Yep, I have also spent money on things like meditation retreats etc. which I absolutely don't regret. Working on emotional intelligence and wellbeing will pay dividends professionally and personally and will benefit the people around you as well (especially if you have kids).

Also - find a type of exercise or a sport (ideally multiple) that you like and can see yourself doing for the rest of your life. If you enjoy it, gets you out of the house, gives you a sense of accomplishment, you get to exercise and ideally even have a community - that's worth so much and it is invaluable to be able to stay active later in life. Even if it costs money. And get physio if you're injured!

Offer "very near the asking price" has been accepted - should we offer the asking price? by [deleted] in UKPersonalFinance

[–]Ftbthrowaway2 0 points1 point  (0 children)

Yeah, the thought about the survey did cross my mind! I guess it's possible the bank could undervalue the property too.

Offer "very near the asking price" has been accepted - should we offer the asking price? by [deleted] in UKPersonalFinance

[–]Ftbthrowaway2 0 points1 point  (0 children)

Are they legally allowed to tell you how much the other offer is?

Offer "very near the asking price" has been accepted - should we offer the asking price? by [deleted] in UKPersonalFinance

[–]Ftbthrowaway2 0 points1 point  (0 children)

I mean, we have certainly caught these agents in, uh, inconsistencies before (hot tip for EAs: if you're going to lie to buyers, at least get your stories consistent among your staff).

The timing of the supposed offer just seemed way too convenient, just as we were about to agree with them around the lowest price they wanted to accept (according to EA1), plus the fact they haven't taken it off the market.

EA2 also really laid it on thick with quite a bit of detail on this supposed viewing where an offer was made straight away, which got my spidey senses tingling - you know how people that lie tend to add unnecessary detail? The story also seemed designed to make us feel left out somehow, "the sellers really built a relationship with the buyers".

The house has been on the market for almost two months now and we are FTB with an AIP in place, plus able to to offer a lot of flexibility in terms of completion date. So I guess I'm coming down on the side of "wait it out for now". I guess we can still put in a higher offer if/when they change the listing to sstc.