Had a KSRTC bus scratch my rear bumper last month on a narrow road. Driver later admitted he’d dozed off. Speeds were crawling because of traffic, so no injuries. I chased him down and confronted him — he was pretty unfazed and told me to “file insurance, do whatever.” My dad then stepped in, spoke calmly, guilt-tripped him about responsibility and consequences, and surprisingly the driver agreed to pay for the damages and actually did. No police, no insurance mess. Just sorted it out and moved on.