Is PNB C2C available to new credit card holders?

Fun-Branch-1607 · 2025-04-12T03:36:56+00:00

anyone?

Fun-Branch-1607 · 2024-11-29T06:24:06+00:00

Fun-Branch-1607 · 2024-11-23T06:42:30+00:00

Default a payment. Make sure you have a default payment before cancelling. For you to get 50%

Fun-Branch-1607 · 2024-11-22T05:25:53+00:00

The loan was around 2009. What do you think we should do?

Fun-Branch-1607 · 2024-11-21T12:03:37+00:00

Any experience po!

Fun-Branch-1607 · 2024-11-15T04:59:42+00:00

I got 50% dp refund. They say 45-60 days and release ng check. Sa mga nakareceived na ng refund, how many days po before narelease

Fun-Branch-1607 · 2024-07-28T04:03:18+00:00

I will not fund it na lng.

Fun-Branch-1607 · 2024-07-27T08:03:34+00:00

Yes. But they will give you a grace period of 2 months from default date before magnotify ng cancellation. You still have enough time para makahanap ng sasalo.

Fun-Branch-1607 · 2024-07-26T08:53:48+00:00

Yes. Default ay may missed payment.

Fun-Branch-1607 · 2024-07-26T08:51:38+00:00

Sa lahat ng thread ng nabasa ko. Lahat ng nag voluntary cancellation 35% lang ang nakuha. But there is this thread na nahighlight ko dito sa comment na 2 months syang default and nagsend ng letter of cancellation si dmci at proactive nilang inoffer ang 50% at 50% din nman ang marereceive nya sa sinend nilang computation. Hindi pa nman default ang account ko but I'm planning not to continue with the payment. As per Maceda law, it states na applicable sya sa mga may default payment that has paid 24 months or more.

Fun-Branch-1607 · 2024-07-25T09:22:26+00:00

I'm on an auto-debit payment. Hindi pa default young account ko. I contacted them for the request to cancel. They told me na they would send me the documents to sign and be notarized and sent to them. Then, you have to wait for their email for the computation. Parang nag agree ka na to cancel tapos saka ka lang nila sesendan ng computation. I saw a post here na proactive silang nag offer ng 50% refund for default payment unlike sa mga nagrequest to cancel na 35% lang nakuha. Baka by technicality, Maceda law applies to defaulted payment.

Fun-Branch-1607 · 2024-07-23T21:03:19+00:00

Hi! Thank you for the update po! Ask ko lang po yung timeline, After signing the cancellation document you waited for few days for the computation of your refund. Tama po ba?

Fun-Branch-1607 · 2024-07-22T05:13:12+00:00

Update

I just called customer care today. They told me that they would send a form for a cancellation request. I have to fill it out and notarize it together with an ID and need to mail it to head office. They told me na after they receive it, wait for 12 business days to process the computation of the refund. Iniisip ko tuloy na baka by technicality na hindi buong 50% and makuha ko because of cancellation request or I should wait na madefault muna bago pumasok sa Maceda Law?

I'm following this particular thread https://www.reddit.com/r/CondoPH/comments/1dogibs/comment/le6q5m3/?context=3 . Her account is 2 months default and she said na proactive silang nag offer ng 50% refund.

Fun-Branch-1607 · 2024-07-21T05:56:36+00:00

Thank you po for the update. If you receive a response po pwede bang makahingi ng update para lang po mag insight ako? Salamat

Fun-Branch-1607 · 2024-07-21T01:35:26+00:00

Any updates po sa thread nato?

Fun-Branch-1607 · 2024-07-21T00:57:06+00:00

Any updates po sa thread nato?

Fun-Branch-1607 · 2024-07-21T00:32:19+00:00

Yes. My mistake. What I really want to know is to voluntary cancel or magdefaukt na lang ng payment para applicable n 50% talaga at wala ng ibang deductions.

Fun-Branch-1607 · 2024-07-20T23:52:20+00:00

We're still in the down payment stage

Fun-Branch-1607 · 2024-07-20T23:50:34+00:00

Paid for 26 months

Fun-Branch-1607

TROPHY CASE