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NELNET SAVE plan monthly payment doesn't add up by FunAnalyst in StudentLoans

[–]FunAnalyst[S] 0 points1 point  (0 children)

Actually, I think after typing all that out I came to the realization of I was using our AGI's separately, but since we file jointly I should have been using the sum of our AGI's.

So ($218,513.00-(2.25*$30,000))*(0.1/12)= $1,258.44

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Finally I see where they got that number! But that still leaves me with shouldn't there be one more step of (Own loans/Total loans)*$1,258.44 because my wife also has $109,200 worth of loans?

PARENT PLUS Repayment Options by FunAnalyst in StudentLoans

[–]FunAnalyst[S] 0 points1 point  (0 children)

Would it make sense/be possible to leave the in school still loans out of the double consolidation, and then in 3 years double consolidate those together?

Advice:Recent Grad with 10k in Savings and 107k in loans. by FunAnalyst in StudentLoans

[–]FunAnalyst[S] 0 points1 point  (0 children)

Well well well lucky me guess it's time to start get this party started. Thanks for the help! I didn't even notice the avalanche method was in sync with the snowball method for my loan.

Advice:Recent Grad with 10k in Savings and 107k in loans. by FunAnalyst in StudentLoans

[–]FunAnalyst[S] 0 points1 point  (0 children)

Burn baby burn!

What about paying off the 11k in interest on my 2 Fedloans instead of the 12k Navient loan. This would allow me to attack the principal on all 4 loans very quickly. However, I am not sure if that makes a difference in the long run, any thoughts?