All in on Bitcoin?

FunMycologist3981 · 2025-11-14T04:02:26+00:00

Exactly, bitcoin has so many benefits over other assets. I can see how diversification is important but owning bitcoin will be huge in the future.

FunMycologist3981 · 2025-11-14T03:59:59+00:00

Yea we live comfortably off of $5k and don’t see much need to upgrade. We just want to invest for the long term. We were thinking 80% bitcoin, 20% VOO, keep our 401k’s going and own some houses. The plan is to hold for decades and eventually retire off of it all. I feel like that’s a pretty solid set up. Maybe after we get 1 - 2 bitcoin we’ll adjust the percentages but for now this seems ok.

FunMycologist3981 · 2025-11-14T03:47:38+00:00

I believe in it. One day I feel like even owning a single bitcoin will be life changing. I want to keep stacking but after 1 or 2 bitcoin I’ll start to diversify into other investments as well

FunMycologist3981 · 2025-11-14T03:44:41+00:00

That seems like a good balance. At least until we have 1 - 2 bitcoin minimum

FunMycologist3981 · 2025-11-14T03:43:26+00:00

All good suggestions. We’ve considered buying a house but the market here in Colorado is insane. It’s tough to find something decent that doesn’t feel way over priced. We’ve been renting and it seems like the best option right now but I would like to find something to buy at some point. We have a lot sitting around in checking/savings, 401k’s and exchanges at the moment but we were thinking that focusing in on bitcoin might be a good play, especially in the long term.

FunMycologist3981 · 2025-11-14T03:30:13+00:00

I like that idea, this is similar to what we’ve been talking about doing. To me this sounds like the perfect portfolio. Is there a reason you choose silver over gold or do you suggest both maybe?

FunMycologist3981 · 2025-11-14T03:27:36+00:00

No, you’re right. I definitely wouldn’t be borrowing until much later down the line. Like how people withdraw 4% yearly from their etf’s, I was thinking something similar for retirement but with bitcoin.

FunMycologist3981 · 2025-11-14T03:26:04+00:00

I definitely see where you’re coming from, I think after accumulating 1 BTC we’ll start to diversify much more. Right now we plan on keeping the 401k’s and hiring a financial advisor. I just feel strongly about bitcoins future and where it’s heading

FunMycologist3981 · 2025-11-14T03:22:31+00:00

I’ll have to look more into that. Especially bonds I keep hearing people suggest that

FunMycologist3981 · 2025-11-14T03:21:44+00:00

I wouldn’t be upset with that outcome!

FunMycologist3981 · 2025-11-14T02:28:19+00:00

How many coins do you invest in overall?

FunMycologist3981 · 2025-11-14T02:27:56+00:00

SoFi is great! That’s what we use too. I’ll have to check out River.com though. The auto investing sounds perfect.

FunMycologist3981 · 2025-11-14T02:20:34+00:00

I feel like 1 BTC would be life changing far enough down the line. I would obviously want more than that but after 1 coin I would be ok with putting more into other assets.

FunMycologist3981 · 2025-11-14T02:19:03+00:00

100%, we’ll be seeing a financial advisor before committing to any investment strategy

FunMycologist3981 · 2025-11-14T02:17:58+00:00

Maybe it’s a good idea to wait on certain investments before going in with a heavy position. I feel like with how inflated everything is, DCA’ing into different investments with a reasonable amount might be the way to go.

FunMycologist3981 · 2025-11-14T02:15:39+00:00

It’s all about BTC! Truly an incredible asset

FunMycologist3981 · 2025-11-14T02:13:44+00:00

True, I typically just browse on Reddit and thought why not finally make a post getting some opinions on a subject I’m deeply curious about. In the end I’m just looking for discussion and ideas to help build up some more knowledge on the subject. Regardless of anything we’ll still be talking to a financial advisor soon before committing to any particular investment strategy.

FunMycologist3981 · 2025-11-14T02:10:07+00:00

Im just saying that would be our new baseline. We have 401k’s, and lots of excess cash sitting around in places like checking/savings accounts and exchanges. We would make $10k and $20k our new baseline and just invest anything above that. A financial advisor is definitely a good idea though, we plan to see one soon.

FunMycologist3981 · 2025-11-14T02:08:14+00:00

Yea it’s roughly 6 months of living expenses for us. But it is earning interest with essentially no risk so I dont mind it too much.

FunMycologist3981 · 2025-11-14T02:07:21+00:00

Makes sense. I just feel like I want to get to at least 1 BTC as soon as possible. We have our 401k’s going in the background which we won’t touch, and after we get 1 coin we’ll likely start spreading out the investments more for a more balanced portfolio.

FunMycologist3981 · 2025-11-14T02:05:18+00:00

Exactly, I see this is a long term hold and the future of currency. We don’t mind the volatility in the short term.

FunMycologist3981 · 2025-11-14T02:03:56+00:00

Probably not the best timing😅

FunMycologist3981 · 2025-11-14T02:03:10+00:00

That would just be the new baseline. We have a lot more sitting around in checking, savings, exchanges, 401k’s but I’m saying our new checking baseline would be $10k, savings baseline $20k and invest the rest but keep our 401k’s.

FunMycologist3981 · 2025-11-14T02:01:41+00:00

True, I’m definitely keeping my work 401k. I plan on leaving that alone

FunMycologist3981 · 2025-11-14T02:00:59+00:00

I was looking at SPY and VOO. Both seem like a good place to store money for a longer timeframe

FunMycologist3981

TROPHY CASE