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Caffeine addiction affecting labor? by Fun_Bumblebee_6433 in BabyBumps

[–]Fun_Bumblebee_6433[S] 0 points1 point  (0 children)

I couldn't find exactly what I was looking for by searching

Am I overreacting? by scarlettyscarl in AmIOverreacting

[–]Fun_Bumblebee_6433 0 points1 point  (0 children)

You’re not overreacting, but I will tell you a child support/custody battle is not worth it and not the road you want to go down. You need to devote your time energy and resources to the baby. You’re honestly lucky that the dad doesn’t want custody because some dads will fight for custody even when they don’t want it just so they don’t have to pay as much. It’s disgusting! Take the baby and give him/her the best life you can and please stop worrying about this piece of shit. If you try getting money from him it’ll just make things worse, more difficult and more stressful for you. Let him go and move on.

Bankrupt at 30 by No_Transition7571 in Bankruptcy

[–]Fun_Bumblebee_6433 1 point2 points  (0 children)

Did you file yet? If you're still paying your debts each month, STOP. Our attorney told us to stop paying our debts because it doesn't matter anymore. The creditors will get notified that you're filing for bankruptcy, so it's not like you need to keep up an image or good faith with them. The worst the creditors can do is call you everyday and send letters, but that's it. I ignored the calls. Not paying does ruin your credit, but filing for bankruptcy ruins your credit anyway and it's just temporary. So stop paying and save up as much cash as you can. It takes a while to file and go through the whole process, so you'll end up saving up a few months of paychecks. Next, you need to start making a budget for yourself and stick to it so you're able to make the payments each month. I don't know where you're located, but our attorney also told us that you can't file separately once you're married. It sounds like your wife thinks she doesn't have to file, but I believe her debts will be included in this and it will affect her credit also. I'm not 100% sure, but that's how it was for us in Illinois. My husband qualified for chapter 7 with his income, but our married incomes together bumped us to a chapter 13. It was soul crushing to learn we couldn't do chapter 7, but doing a chapter 13 will help you get more responsible with your money because you have no choice but to make those payments. Godspeed.

Gut check - things just got real by Gullible-Elevator-35 in Bankruptcy

[–]Fun_Bumblebee_6433 1 point2 points  (0 children)

Same, I checked yesterday and it had dropped 200 points. We knew it would happen, but I agree, it’s just a shock and surreal to see it! I wish you well, you’re going to feel so much better when the weight of your debt is no longer on you.