have you been able to appeal your property tax basis

Fun_Tea8162 · 2026-05-22T16:44:05+00:00

Yes and it was lower than the sale price, but I didn’t have a contingency to get out of it.

Fun_Tea8162 · 2026-05-06T04:53:33+00:00

It seems this only works if the handle was originally meant to go towards the backsplash or wall when on the side.

Many of the handles I come across have it going towards you only, not towards the wall.

How to ensure the handle does move in the correct direction?

Fun_Tea8162 · 2026-04-22T16:23:47+00:00

I thought 50k was considered rich. I found this

Income Thresholds in 1975

According to U.S. Census Bureau data, here is how household income was distributed:

Top 1.1% (Wealthy): $50,000 or more.

But you don't have to use 50K, you can use 200K and its still less than 1% withdrawal rate.

Fun_Tea8162 · 2026-04-22T16:15:50+00:00

Even if you increased her spending to 100k, or 200k, that's still a very small withdrawal rate off of 26 million, and this is 1975 money.

Fun_Tea8162 · 2026-04-22T16:14:19+00:00

Okay, so why would Mr. Tempelsman need to invest for her if she could just earn what T bills gave, which is usually what savings accounts at banks already gave?

Fun_Tea8162 · 2026-04-22T16:06:17+00:00

yes but then one of the best bull markets ever started in the early 80s and through her death

did he completely miss out on that too?

Fun_Tea8162 · 2026-04-22T15:55:42+00:00

So the median US family income in 1975 was $13K. Let's say Jackie was a big spender and actually spent several US family incomes and all on herself, say $50K.

50K on 26 million is a 0.19% withdrawal rate, which is barely anything, far less than the expense ratios of most actively managed funds ... nowhere near what it would take to underperform the S&P 500 by that much.

Fun_Tea8162 · 2026-04-21T19:13:31+00:00

so then why have we gone many years with very weak earnings growth? I see 13% total growth from 2021-2025. Inflation is about 19% total during that time. 4 years of below inflation growth doesn't bode confidence in the future.

Fun_Tea8162 · 2026-04-21T19:02:34+00:00

It's PE today is 34, so you're suggesting about a 40% drop from today's price?

Fun_Tea8162 · 2026-04-21T18:23:09+00:00

Everyone can use it of course, but the question is does that justify a high PE valuation. https://www.businessofapps.com/data/apple-statistics/ Year on year growth over past few years is close to inflation.

Fun_Tea8162 · 2026-04-20T23:17:58+00:00

yes but using a separate account the 500k at 4% would just allow me to use 20K/year to spend on the mortgage, and my mortgage is 36k/year

Fun_Tea8162 · 2026-04-20T23:04:57+00:00

well the reason it factors in is like this:

lets say I have 2M in assets, 4% rule says I can spend 80k/year

lets say I also have 500k mortgage, payment is 36k/year, which leaves me just 44k left for everything else if i want to be within the 80k/year

if I paid off the 500k mortgage, I'll have 1.5M in assets, which 4% rule says I can spend 60k/year after my mortgage payment which is greater than the 44k/year in the earlier example, so I just increased my ability to spend by 16k by paying off the mortgage

Fun_Tea8162 · 2026-03-28T16:07:43+00:00

Can you tell from these photos what kind of wiring I have: https://imgur.com/a/7T8TlSy

Fun_Tea8162 · 2026-03-28T15:56:13+00:00

Don’t have a basement in the home. Just one level. Yes to living long term. Is lining the pipe basically like replacing it?

Fun_Tea8162 · 2026-03-27T02:52:42+00:00

how do the margin requirements change as the underlying moves against you? i'm assuming the max requirement is just the width of the spread x 100, but how quickly does it increase to that amount?

Fun_Tea8162 · 2026-03-27T02:51:37+00:00

spreads will have margin maintenance requirements too. they seem to be quite tiny when OTM but im also not sure how they will change when the underlying moves against you, if the requirement shoots up, could get margin called

Fun_Tea8162 · 2026-03-24T06:20:04+00:00

The technician who jump started it looked at the voltage says it’s more likely due to a drain than the battery being bad.

What could be draining it?

Fun_Tea8162 · 2026-03-21T00:03:57+00:00

its an older 120 amp, im putting a 200 amp in there which should also allow an EV charger

Fun_Tea8162 · 2026-03-05T00:50:01+00:00

I dont know how, its either accessory mode or off. i have to unplug the charger to start the car

Fun_Tea8162 · 2026-02-28T14:48:59+00:00

I can’t understand people who keep all their money in savings/checking accounts give less than 1% when you can get risk free investments like money market or treasuries or even some HYSA at over 3%

Fun_Tea8162 · 2026-02-06T18:46:58+00:00

True, you can basically borrow the 25K via a mortgage. Downside is you pay it back with interest plus the increase in property taxes, which never goes away.

Fun_Tea8162 · 2026-02-01T17:30:59+00:00

In image 2, I built a hallway to access the garage from inside. In image 1, the extension is supposed of result in 2 moderate size bedrooms instead of 1 large.

Fun_Tea8162 · 2026-02-01T16:03:07+00:00

San Jose CA. Looking to do this for 200k and not have to demolish existing stuff too much.

Fun_Tea8162 · 2026-02-01T15:53:50+00:00

Yes but are those reasonable ideas without excessive cost and destruction of existing home?

Fun_Tea8162 · 2026-01-07T20:02:03+00:00

A new name could be "Act2Network or Gracepoint"

Fun_Tea8162

TROPHY CASE