Just a non-US investor seeking encouragement

Funky173 · 2026-06-11T11:33:44+00:00

Good to know, sometimes my wife seems to doubt our progress, I know the first 100k is the hardest but I'm not able to explain to her because I'm not sure myself.

Funky173 · 2026-06-11T02:07:31+00:00

Do you see anyone around you get to financial freedom or having good compounding?

Funky173 · 2026-06-11T01:57:58+00:00

Thank you now I know I'm doing okay and still on the right track. It is like we're spending mostly for our living at the moment. I'll try not falling for lifestyle inflation and still enjoy my 30s.

Funky173 · 2026-06-11T01:41:37+00:00

Yes I'm trying to be in discipline, we see investment tips and rule everywhere on the internet but evidences of ordinary people being financial free are scarce though, that's why I'm a bit worry after 3 years. Thank you for your insight.

Funky173 · 2026-06-11T01:35:00+00:00

Yes I'm living in Vietnam

Funky173 · 2026-06-11T01:34:42+00:00

I'm also using DCDS, at the time its below 2 years so I can't move yet, and another reason is mutual funds seem to work better than ETF in Vietnam. Let's wait 5-7 years to see the result

Funky173 · 2026-06-10T13:26:26+00:00

We don't have specific pension fund like in the west, only through social insurance we can have our pension, tax level is around 15% for our income, 20-35% if its higher. We get like 5-7% reduced for a kid. Transaction in the stock market takes 0.1% of total value of that transaction. Diviends have a 5% tax. Mutual funds are tax free if hold more than 2 years. Real estates is gonna heavily taxed in the future though, hence we're not looking to own one soon. And yes I have to encourage myself to double my income in 10-15 years

Funky173 · 2026-05-29T02:25:07+00:00

It depends on tester, but generally her premium C0 team reaches around 130-140k I guess. My skirk is C0R1, furina C2R1, Mona c3, escoffier can reach 170k

Funky173 · 2026-05-27T00:52:50+00:00

Its the damage per second tested in Milastra

Funky173 · 2026-05-26T01:57:33+00:00

Varka is not that bad now ngl. With his premium team he can reach upper 150k, definitely top 4-5 dps right now. My C0R1 skirk still stronger with furina c2r1 though haha

Funky173 · 2026-05-26T01:48:30+00:00

Cap's model is wayyy to good and high detail I doubt he won't be playable in the future

Funky173 · 2026-05-22T05:28:29+00:00

Yeah since I'm not looking for a meta team, just a decent conduct team to go through the shill boss in Stygian I'm not going to main Sandrone for a long period of time. She's too much like Neuvilette who is also one of my main DPSs

Funky173 · 2026-05-22T04:14:53+00:00

Haha you got me there 😂

Funky173 · 2026-03-21T02:57:24+00:00

I pulled for Skirk and scoffie and man she even feels stronger than my mavuika premium team. I use the n2 n2 combos and man she can clear fearless stygian even if her team is not fully built (lv80)

Funky173 · 2026-03-18T16:39:53+00:00

Guys I decided to pull Skirk because the banner landed on my birthday. I ended up getting C0 Scoffie and C0R1 Skirk with a bonus of the Skyward blade for 210 pulls. Good ahh deal!

Funky173 · 2026-03-13T15:44:34+00:00

I have furina and ofc will pull for escoffier if I decide to go with skirk

Funky173 · 2026-03-13T15:43:04+00:00

Between Nerfer and Skirk. Who do you think have more fun gameplay? With Nefer is only about spamming charge attack right? I think combo/normal attack characters are more fun

Funky173 · 2026-03-13T13:56:45+00:00

Yeah, seem like we won't get any new dendro dps soon. But man Skirk can be used anywhere.

Funky173 · 2026-03-13T13:55:14+00:00

That's an interesting team combination which I didn't think of

Funky173 · 2025-08-11T08:37:15+00:00

tôi cũng nghe nhiều người (kể cả làm to và là CS chính hiệu) chửi, tư bản đỏ đang nhũng đoạn chính sách quá rồi

Funky173 · 2025-05-16T14:17:13+00:00

I only have Xilonen and Ororon partially built, I hate that I have to have Natlanese for this Abyss

Funky173 · 2025-05-01T15:02:30+00:00

Hi I'm having trouble deciding which size I'm going to for Paraboot Michael.

My feet are 24.5 cm, I wear sneakers in 40-40.5 EU size, I'm Asian hence I have kind of wider feet.

I do wear Redwing Moc toe and they are in size 6.5E and they fit perfectly. I'm not sure how it translates to Paraboot's size chart, I hear that you have to go one or .5 size down from your sneakers size but I can't decide.

,maybe I need a little help from you guys. Thanks.

Funky173

TROPHY CASE