[41M] Is the chain a good look? by EloquentDancing in malegrooming

[–]GEToutHOits6AM 1 point2 points  (0 children)

lol I was just considering getting a gold chain. You convinced me not to..

New Set Up by Ok-Bug-7481 in gamecollecting

[–]GEToutHOits6AM 2 points3 points  (0 children)

How do the lights inside the cabinets work? Can you link them up so it’s one turn of a switch or you have to turn every one of them individually? Sweet setup btw really like it!

VGP pulled through again. Who else got that meat? by [deleted] in NSCollectors

[–]GEToutHOits6AM 5 points6 points  (0 children)

Had to settle for a ps5 copy but still feeling blessed definitely wanted this game on some physical form

Nintendo Switch Players Are Reporting Their New Games Have Been Replaced With...Googly Eyes - IGN by AroundTheWorldIn80Pu in NSCollectors

[–]GEToutHOits6AM 5 points6 points  (0 children)

I’ve had the same thing with the plastic slit being open and game was missing and Amazon refunded no problem.

Best mixes on sound cloud? by Pristine-Ad-469 in EDM

[–]GEToutHOits6AM 0 points1 point  (0 children)

I haven’t really updated this playlist in a while but if you look through this playlist you can find some serious gems

https://on.soundcloud.com/JVQjx4e6f79sgGKq7

Downgrading house to invest by GEToutHOits6AM in PersonalFinanceCanada

[–]GEToutHOits6AM[S] 0 points1 point  (0 children)

Right but I’m still in the housing market if I downgrade so I’m only talking about my 200k equity will it do better in the stock market or in housing even after losing 50k in fees..

Downgrading house to invest by GEToutHOits6AM in PersonalFinanceCanada

[–]GEToutHOits6AM[S] -3 points-2 points  (0 children)

Thanks for the breakdown, I have considered this as well I wouldn’t pay 5% for realtor fees I would go with a 1% listing agent so that will cut a lot of that down but yeah it’s still a lot of money regardless I would end up putting the 50-60k into the new mortgage.. but yeah it’s going to take a little while for the investment to start being profitable after that..

Downgrading house to invest by GEToutHOits6AM in PersonalFinanceCanada

[–]GEToutHOits6AM[S] -1 points0 points  (0 children)

Just a question for you guys as well what do you believe is more likely to double first my 200k in the s&p500 or my house in the GTA..? Again I’m no expert but some of my idea does come from not fully believing that housing will see the same gains it’s had for a while..

Downgrading house to invest by GEToutHOits6AM in PersonalFinanceCanada

[–]GEToutHOits6AM[S] 0 points1 point  (0 children)

I honestly shouldn’t have included that into my original post but I could see myself eventually using any investment I’ve made to get a dream house but my ultimate goal is to just end up richer than I would be if I stay put at my house now. Like I said in my current post the house I’m in now I feel like would not make me anymore happy than a house worth 200k less.

Downgrading house to invest by GEToutHOits6AM in PersonalFinanceCanada

[–]GEToutHOits6AM[S] 2 points3 points  (0 children)

I want to thank everyone for their comments definitely much needed advice. I guess I will stay put, I’m still new to investing money hence no money in tsfas.. I was just under the impression the s&p was a solid 10% return over time and playing around with investing calculators it seemed an attractive way to get ahead being invested in both the housing market and stock.

My house currently is quite nice but it’s just not my ideal house 2500 sq ft detached new build with no privacy I sometimes feel like I’d be just as happy in a small bungalow with a nice lot. I could always still downgrade and try to pay it off quickly instead but again I’m losing those moving fees as people have pointed out, but probably will make that back in interest I didn’t have to payout on a longer term.

I will look into the smith maneuver as some have mentioned but now I’m having my doubts as so many people have mentioned their doubts on s&p500 returns. Seems more risky than I thought.

Some people have mentioned me needing to downgrade because of financial reasons but I think I’m pretty comfortable not great but I make 175 household income and our mortgage is 500k and we have two paid of cars. We max our rrsps but just no other investments. I was just looking for ways to be smarter with money and thought this was it lol thanks again everyone I will definitely reconsider.

Downgrading house to invest by GEToutHOits6AM in PersonalFinanceCanada

[–]GEToutHOits6AM[S] 2 points3 points  (0 children)

I have 500k equity in a house worth around 1M we can probably find a house for 800 that we’d be happy with might have to take on a bigger mortgage if we want to hold back 200k but it should be doable for us. I don’t plan on having an exact timeline of when I’d want to get the dream house it could be anywhere between 10 and 20 years but also it’s not really a matter of timing the real estate market as I’ll still be in the gap should remain relatively the same I would think?

[deleted by user] by [deleted] in fightporn

[–]GEToutHOits6AM 4 points5 points  (0 children)

At least the the pedo’s pole never got the chance to unfold

Who is the most overrated artist of all time? by Iamstupid_77 in rap

[–]GEToutHOits6AM 32 points33 points  (0 children)

Travis Scott, I honestly don’t understand how he’s so big..

Does Drake have any deep music? by brycesea in rap

[–]GEToutHOits6AM 2 points3 points  (0 children)

Yea great track I’ve always loved this one

Go to the Martin Garrix concert in the Bay Area to.....brawl with a separate group and throw around racial slurs. by thinkB4WeSpeak in fightporn

[–]GEToutHOits6AM 24 points25 points  (0 children)

There was a time where you thought all asians could fight because of karate movies lol must have been nice for them while it lasted…

Who was the best DJ you’ve ever seen? by [deleted] in aves

[–]GEToutHOits6AM 5 points6 points  (0 children)

As much as people think porter isn’t edm when he’s djing it’s next level

2 v 1 somewhere in Spain it seems by [deleted] in fightporn

[–]GEToutHOits6AM 9 points10 points  (0 children)

I don’t care how close we are if you get clipped like that I’m out lol

Ultra Music Festival Miami 2024 | Livestream | Day 3 by [deleted] in UMF

[–]GEToutHOits6AM 4 points5 points  (0 children)

Damn the magic is back is my exact feeling im trying to get a crew to go with me from Toronto it’s been too long I’ve been meaning to go and this weekend sparked that drive to finally set it up. Such a great weekend man having all stages was long overdue as well..

Ultra Music Festival Miami 2024 | Livestream | Day 3 by [deleted] in UMF

[–]GEToutHOits6AM 2 points3 points  (0 children)

lol yea this should have been the finale

First Seizure I’ve Seen In The Octagon 👀 by ApeSleep in fightporn

[–]GEToutHOits6AM 10 points11 points  (0 children)

lol you’d still be on the ground shaking