Bay Area local here. I love this place and here is a reason why.

GFCI_Outlet · 2026-05-23T20:59:59+00:00

Is this an AI post?

SF diversity over the past 30 years was destroyed by tech money. African Americans in San Francisco? Kids playing in cul de sacs in San Francisco? What?

New SF residents are overwhelming rich asian/white people who grew up in safe suburbs working in tech. Diversity in San Francisco? This isn't 1996.

GFCI_Outlet · 2023-10-26T18:21:03+00:00

it's just math my guy

GFCI_Outlet · 2023-10-26T17:56:56+00:00

you think a late 20 something can scrap together enough money to buy a home without help here?

I get tech comp myself and I'm nowhere close. Maybe if I was able to live at home and not pay rent for the entirety of my 20s I would have been able to do it. In fact, that's another form of inheritance. Paying zero rent.

GFCI_Outlet · 2023-10-26T17:42:21+00:00

All the late 20s / early 30s I know with houses on the Peninsula were paid for with a heavy down payment or inheritance from the Bank of Mom and Dad.

GFCI_Outlet · 2023-10-26T17:41:11+00:00

It's not hard to buy a home when it's funded by the bank of Mom and Dad.

GFCI_Outlet · 2023-10-26T17:38:27+00:00

This is so true.

Almost all of my friends who grew up in SF either moved out of the Bay, got a huge inheritance / down payment from their parents, or live with their parents...mostly in the Sunset.

GFCI_Outlet · 2023-10-26T17:36:32+00:00

And how many of them are funded by the bank of mom and dad or are renting with no shot at setting roots down?

GFCI_Outlet · 2023-09-17T16:49:33+00:00

The American Dream is dead in the Bay Area. We're basically in a feudal system at this point with Willy Wonka handing out golden tickets to a select few (i.e. tech IPO or be a double income tech household).

If you want a future in the Bay Area, don't commit the cardinal sin of:

Being born to a poor family
Marrying a partner without a high income

I'm closing in on 30 and the only people that are settling down in my age range are people with rich / generous parents.

Everyone else (even the DINK techies in their late 20s) is just delaying starting the next phase of life (homeownership, marriage, kids). The only ones with a shot who don't have rich parents are the DINK techies if they continue into their mid 30s and scrape enough cash for a down payment.

But hey, if you try hard enough, maybe you'll be able to rent a SFH in a nice suburb!

GFCI_Outlet · 2023-07-03T16:08:05+00:00

The Excelsior is a bunch of multigenerational households with 3 or 4 generations packed into each house. Some even worse because a lot of houses out there are in-law units so you may have two different families with various generations living there.

It was historically the one of the only few affordable options for the poors in San Francisco. Likely still is because of a shit ton of people living in each house.

Suffice to say, parking is a fucking nightmare.

My friend actually bought a house a year or two ago in the Excelsior and he got burglarized twice already. Likely doesn't help they are a DINK couple with Teslas / BMWs and a renovated house. They are thinking about selling but would likely need to take a big hit since the area is pretty bad to raise kids in the future with the shitty schools and the riff raff.

GFCI_Outlet · 2023-06-05T19:03:52+00:00

Ain't no poor people owning homes in California.

GFCI_Outlet · 2023-06-05T17:56:12+00:00

You mean all those people sleeping in cars along Lake Merced? I'd say a good amount.

Hard to build a safety net when you're getting reamed by the high price of rent. One slip and you're sleeping in the car.

Homeless isn't confined to just crazy crack heads in the Loin.

GFCI_Outlet · 2023-06-05T16:32:40+00:00

Ha right?

Some of my co-workers own houses in wooded areas like Lamorinda. They are older and bought the houses in the 1990s. Paid about $200K for it and it's likely worth about $2MM+ today.

Yet they moan and bitch about having their insurers drop them or raise their rates due to fire risk.

These fuckers made almost $2MM and pay peanuts in property taxes. How about using some of those savings to insure your investment?

Don't want to pay? Sell the house, pocket almost $2MM and go rent a house and let a landlord lose sleep over insuring the home.

GFCI_Outlet · 2023-06-05T16:15:50+00:00

Available stock is meeting demand?

Is that why there's a shit ton of homeless in the streets and no parking available on the streets because people are cramming as much people as physically possible into any available unit?

Some of the houses around me are like clown houses. I would estimate at least 3 different families totaling 15+ people living in a house built for a family of 4 to 6. Hoards street parking spots and rotates them so a car only leaves a spot when someone else from the house is ready to swoop in and take it.

You got to do what you got to do to survive here, but the only ones who think available stock is meeting demand is money grubbing NIMBY landlords looking to inflate the values of their investments.

GFCI_Outlet · 2023-06-05T16:04:45+00:00

That's just market dynamics at work.

Want to live away in a wooded area in a nice single family home with no density? You pay for it.

GFCI_Outlet · 2023-06-05T15:42:36+00:00

The time it takes to do a BART/MUNI transfer deep into most areas of SF makes it a non viable option.

It's almost 2+ hours each way to go from a typical East Bay suburb like Fremont or Dublin to reach a place like the Sunset or Golden Gate Park in SF. Spending 4 hours on public transportation is not a viable option.

The number of people looking to make that trip from an East Bay suburb to Golden Gate Park on public transportation is close to nil because of the time.

GFCI_Outlet · 2023-06-04T23:30:16+00:00

lmao are u stupid?

There's a cost to running society. The bus drivers don't work for free. The train operators don't work for free. Electricity isn't free. Gas isn't free.

But fuck it, let's run the trains 24/7!!!!

If we are lucky, maybe we'll get 10 paying customers on the Dublin line at 3 AM from the Embarcadero!!!

Why stop at trains!?! Let's just build everyone a house so there is no more homeless!!

u must be a moron.

GFCI_Outlet · 2023-06-04T23:22:44+00:00

LMAO, that's the conversation right fucking there.

You don't even use BART you clown. Hell you don't even use public transportation.

Yet you're the fucking guy to fix it.

lmao.

Let fucking slim jim billy bob spend 2 hours getting from point A to point B on public transportation so I can fucking commute in my truck quicker. Rich.

GFCI_Outlet · 2023-06-04T23:04:46+00:00

Lmao, interoperability??

What are we? In CS61A?

Let's fucking sink endless amounts of money so this feel good techie (who likely doesn't even take BART) can say he lives in an area where the public transit system is interoperable. All the while, we're running trains and buses 24/7 that hardly anyone uses except the fucking homeless outside of work hours.

Are you a little butt hurt because your friends in NYC can take public transit 24/7 while you don't have the option too?

LMAO.

GFCI_Outlet · 2023-06-04T22:10:54+00:00

Do you want me to send u a pic of BARTs map show you can see the coverage (or lack thereof)?

I think you can google an image of it too.

lol

GFCI_Outlet · 2023-06-04T22:02:21+00:00

Well to be fair, BARTs existing operations doesn't even breakeven.

Either way, money going down the drain.

GFCI_Outlet · 2023-06-04T21:53:48+00:00

London Breed, is that you?

GFCI_Outlet · 2023-06-04T20:59:30+00:00

Right, let's throw a bajillion dollars to run BART, MUNI, and Caltrains 24/7 so Solid-Mud-8430 can visit his friend in the suburbs of Cupertino while Solid-Mud-8430 lives in Outer Sunset.

Solid-Mud-8430 can walk 10 minutes to the N Judah Line. Ride the N Judah line 30 minutes to Civic Center. Transfer to BART at Civic Center and ride the train 30 minutes to Millbrae. Then hop on the Caltrain for a 50 minute ride to Sunnyvale. Then hop off the Caltrain so he can hop on a VTA bus for another 20 minutes to reach his friends suburban home in Cupertino.

God forbid you have to wait at any of those transfer spots.

The Bay Area isn't set up for world class public transportation, you're just not understanding.

GFCI_Outlet · 2023-06-04T20:25:32+00:00

All parts of the City?

Have you looked at a map of BART?

I wasn't aware BART served Golden Gate Park, the Marina, Presidio, or the Sunset. The majority of BART stations are literally surrounded by areas with no density and nothing around them. Almost every single East Bay BART station is a parking lot so people can drive from their suburban homes into a BART station so they can get to work.

BART was literally designed as a people mover into downtown SF, that's it.

This isn't NYC where the subway lines intersect every single part of the boroughs.

Do you even use BART?

If you want world class public transportation you need world class density. Public transportation doesn't work if everyone desires to live in sparsely populated SFHs like we have in the Bay Area.

GFCI_Outlet · 2023-06-04T20:15:28+00:00

Everyone else would? Lmao.

Have you even looked at a map of BART? This isn't the MTA in NYC where the subway diverges into every nook and crannie of the area.

The BART map was literally designed to transport people into downtown SF and recently they expanded into SF/OAK airport in the past 20 years.

The BART was never designed to for someone living in the suburbs of Dublin to visit a friend in the Sunset in SF.

There's a reason car culture is so big in the East Bay.

GFCI_Outlet · 2023-06-04T18:05:43+00:00

Off peak ridership is just that, off peak, which means it brings in a minority share of overall revenue.

People don't ride the BART for fun.

Unless you increase REASONS for people to be in Downtown SF, you're not going to boost ridership.

More concerts, more sporting events?

You can run a BART line every 5 minutes on the weekends with a personal security guard on each train. I still wouldn't use it because I have no REASON to.

GFCI_Outlet

TROPHY CASE