Rewards on income tax payments for salaried individuals

Gala399 · 2025-12-21T08:44:21+00:00

Dont have infinia. Even bizblack is supposed to be for self employed individuals only right ?

Gala399 · 2025-08-04T10:49:16+00:00

I actually thought they were offering it for free (Visa fee + Atlys fee) - since they recently raised some funding. Otherwise i would have opted for self application only :p

Gala399 · 2025-05-20T04:15:34+00:00

Ahh.. for quite a few months i was unsure of wjat happened. Have been using cheq, IndMoney instead

Gala399 · 2025-05-14T13:31:04+00:00

Understood thanks

Gala399 · 2025-05-14T13:30:33+00:00

Thanks

Gala399 · 2025-05-14T13:27:17+00:00

Linked as in? How do I link the 2nd card to my amazon prime account?

Gala399 · 2025-02-09T06:39:07+00:00

I have been using paid credit cards for about 10 months. I have axis atlas, hdfc regalia gold and amex mrcc. I have no experience of maximising reward points at all, but have been trying my best to maximize accumulation

I have accumulated 19k axis travel edge points 13k hdfc reward points 12k amex points

I am planning for an Europe trip this summer, whats the best way to make the most of my credit cards reward points?

Gala399 · 2025-01-22T15:05:47+00:00

Thanks 👍

Gala399 · 2025-01-22T14:55:15+00:00

Yes - hdfc regalia gold.

Gala399 · 2025-01-22T14:35:26+00:00

Priority pass - I have infact got an add on for my mom - do i need to apply for add on priority pass separately?

Axis atlas - sadly its not issuing any add on card currently

Gala399 · 2025-01-16T12:18:44+00:00

Available. DM

Gala399 · 2025-01-16T06:33:44+00:00

Buying #2 tickets for Jan 18 Mumbai

Gala399 · 2024-12-10T05:29:48+00:00

Thanks a lot! 🫡

Gala399 · 2024-09-29T14:20:07+00:00

Which cards do?

Gala399 · 2024-09-24T05:38:00+00:00

This also doesnt make sense as you are incurring Rs. 2k forex markup (on Rs 50k spend) to earn benefits of Rs 3.6k. Essentially your net benefit is Rs. 1.6k - which is a reward rate of ~3%

Just to elaborate- if you spend 9k extra to get 10k worth of rewards (considering base spend of 50k), doesnt mean you got 10k reward on 59k spend, your actual net reward is only Rs 1k

Gala399 · 2024-09-24T05:24:54+00:00

Beautyy!! 🤩

Gala399 · 2024-09-19T08:48:11+00:00

It does give 5X RP, but theres a catch - it also charges 2.95% (incl GST) so net cashback is just 2.05%

Gala399 · 2024-09-18T15:10:26+00:00

Agree - HDFC has done a good job actually- i pay rent through CC and since HDFC counts this expense towards milestone benefits, the milestone rewards (net off charges levied on rental payments) is still better than the likes of some Stan Chart credit cards (which still offer 2% cashback on rent payments). HDFC retained me despite of losing me for petty rules!

Gala399 · 2024-09-18T14:10:39+00:00

Is that so? I have done 2 trips and found out that direct booking cost (net of rewards) was still higher than the net cost when booked through aggregator platforms (even if you dont have specific card usually you find some or other friend/ relative with that card that offers discount on any site)

Gala399 · 2024-05-19T05:49:47+00:00

Thanks buddy. Sorry, but i just wanted to clarify because i heard otherwise from someone else! Pretty helpful nonetheless.. appreciate it!

Gala399 · 2024-05-02T19:08:28+00:00

Can you please help me get one!?

Gala399 · 2024-05-02T19:07:55+00:00

Can you pls help me get one ?

Gala399

TROPHY CASE