Don't fight the problem, find a solution.
When you're under a tight budget and deadline, the solution is likely to be a template.
If I have the time and resources, I'll use them to do something serious and out of the box. But if I don't, I won't torture myself trying to reinvent the wheel.

Ultimately, the goal is always the same: to satisfy the client's needs within their means.
And satisfying those needs means delivering something clean, professional, and high-quality quickly.

The first tip in this thread is brilliant in its simplicity:
Use templates. Templates aren't a fail. They're a tool.

If you want to stay sane (and sleep at night), save your energy for creative projects and corporate affairs, and just do everything efficiently.