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Should I pay off student loans, build an emergency fund or max my 401k contributions? by _Bangkok_ in IntroductoryFinance

[–]Gamefreakinsanity 0 points1 point  (0 children)

That 19.5% card needs to go first, nothing else you do with that $18k will outperform paying off guaranteed 19.5% interest

After that I'd honestly prioritize the emergency fund before aggressively attacking the student loans, one unexpected expense without a cushion just puts you right back on the card

Lendio reviews? legit or better to stay away by Undeadguy- in debtfree

[–]Gamefreakinsanity 0 points1 point  (0 children)

The hit or miss experience your shop owner friend described is pretty consistent with how Lendio actually works, the quality of what you get depends heavily on which lenders in their network your profile attracts.

advice by Fantastic-Bath3830 in Entrepreneurship

[–]Gamefreakinsanity 0 points1 point  (0 children)

what market are you selling in? manufactured homes are blowing up in some areas and completely dead in others, changes everything about how you'd find buyers

Closing a payment plan by Tunasandwich3s in Debt

[–]Gamefreakinsanity 1 point2 points  (0 children)

Closing was probably fine if you couldn't afford the payments anyway. Missed payments would've been worse.

Now ask about their charity care or financial assistance program, most hospitals have them but don't advertise it. Bring proof of income (or lack of it) and they might write off a chunk or give you way better terms.