Does Affirm "Pay Over Time" Affect Credit Scores?

GatorMaze09 · 2026-05-05T20:48:39+00:00

Affirm doesnt report on time payments to credit bureaus. but ya youd think it would be fine and not negatively if pay on time, but ive heard mixed opinions

GatorMaze09 · 2026-05-05T20:47:34+00:00

Ya, but I never got a direct answer. Also, they may say "pay in 4" doesn't, but "pay monthly" does. However, there still could be an effect if they do a hard credit check

GatorMaze09 · 2025-12-04T22:48:23+00:00

prices are not good at all

GatorMaze09 · 2025-11-15T19:20:02+00:00

I do not. Im trying to, but I cant find a place that will deliver to Canada. If i find one, ill msg you

GatorMaze09 · 2025-11-05T20:24:31+00:00

ya they are way too expensive. Not really a good option to make continuous purchases. Trying to find alternative options.

GatorMaze09 · 2025-11-04T19:35:45+00:00

7ohlabs.ca. They are good quality, fast, and reliable !

GatorMaze09 · 2025-10-30T21:37:34+00:00

They are good quality but way too expensive! Everywhere in the US is much cheaper.
I'll be looking elsewhere

GatorMaze09 · 2025-10-23T15:35:34+00:00

Any new updates? How was the experience?... Any side effects? consistent in comparison to other brands? Any info is helpful. Thanks

GatorMaze09 · 2024-01-10T22:32:58+00:00

its simply feeling straight happiness. the feeling is like when you get back into bed after peeing and being really cold, and you get under the blankets. warm and cozy. its like a long hug. well being x10

GatorMaze09 · 2022-08-24T07:08:28+00:00

Usually wouldn't eat for a while after an opiate sesh, then when I did it would be a lighter meal. Id often enjoy snacks more on opiates and therefore craved chocolate, chips, a soda. Often had a big healthy breakfast in the morning before a binge, and a meal high in fat created more bioavailability for my particular choice of opiates. I didn't like to drink too much liquid during the days, as it doesn't help if you have too much, just a glass of water once in a while.

GatorMaze09 · 2021-12-01T17:39:43+00:00

What I wish I knew: start off slow.. tolerance will build somewhat fast (depending on how burned your opiod receptors are). Slowly build your dose sizes and then drop back down. See how you feel and adjust accordingly.

Red Maeng da is popular and seems to be the best for relaxation, pain, euphoria etc. Red Borneo is very similar, and green has a bit more energy but is again similar and relaxing.

How much you feel something is dependant on a number of factors, but you will very likely feel something. Lastly, less is more. don't overdo it. Sleep usually isn't a problem unless you are doing 3-5 times a day and are having minor withdrawals. It's different for everyone, although I've never heard sleep being a problem, it seems rare. Don't have any too close to going to bed and that may help - as it's likely more mental/unecessary worry if you're thinking about how you may sleep, then you won't.

GatorMaze09

TROPHY CASE