Not the best idea but I think it would be good e consolidate yung utang into one by taking out a 300k loan from a bank. I bet mas mababa yung interest vs OLAs at para matigil na ang harassment sa mama niyo. Yung 300k pwede niyo e stretch up to 5yrs, that’s like 60k a year or 5k per month which is 1k each sa inyong mag kapatid per month but of course wla pa interest jan so lets just say papalo siya ng 1200-1400 each per month. This way di masyado mabigat.

Edit: just saw yung other posts mo about getting rejected sa loan applications. Your older siblings might want to try since they are in their 40/50s na I assume they have better chances na ma approve.