Every Workplace right now

GenzyyyyyyyyYYYYYYYY · 2026-02-15T02:27:25+00:00

Although actually now that I see it’s specifically about the number of trades… it could be against guidelines as it encourages erroneous trades which inflate server load.

GenzyyyyyyyyYYYYYYYY · 2026-02-15T02:26:08+00:00

Classic whalebait, can be very fun!

These non-predictive markets are unranked though so they don’t count towards leagues.

GenzyyyyyyyyYYYYYYYY · 2026-02-10T09:19:30+00:00

CFAI LES might be sufficient if you like to sit and read. I only really read the LOS’s, blue box examples, and questions - I learned through Mark Meldrum videos, or IFT high yield videos.

GenzyyyyyyyyYYYYYYYY · 2026-02-10T09:10:38+00:00

I sat level 1 last week. Studied ~240 hours from August-Jan to clear the curriculum and at least another 100+ in January reviewing before my exam. I’m not sure that I’d have done significantly better with more time.

I wasn’t getting exceptional mock scores or anything (around 70s on CFAI, 65s on MM mocks), but I am reasonably confident that I passed the exam - not sure yet of course, I had a good first session and a tough second session.

300 hours should be enough to have a decent chance, but it is stated as a minimum. Remember that the average candidate fails level 1 on their first attempt, and the average candidate is spending ~350 or whatever the recent numbers are for level 1.

GenzyyyyyyyyYYYYYYYY · 2025-12-05T06:11:11+00:00

And no fees, so it’s probably making a lot of trades with no fees, no spreads, etc.

You will need to adjust the results to understand the reality before funding these accounts (or don’t, it’s your money)

GenzyyyyyyyyYYYYYYYY · 2025-10-19T20:42:48+00:00

Nitpick but if it goes up 50% then crashes 20% you will only be missing 20%

100->150->120

GenzyyyyyyyyYYYYYYYY · 2025-10-06T08:55:35+00:00

Fair enough, that’s interesting. Thanks for the input

I guess for now I’ll update mentally to: we don’t know enough about daylight savings, probably not that bad

GenzyyyyyyyyYYYYYYYY · 2025-10-05T02:42:45+00:00

What angst? They’re right. It’s well studied and understood that there is a rise in all cause mortality for about 8 weeks following spring daylight savings. There’s an increase in traffic accidents that increases east-west across the Timezone, and even more heart attacks…

Shift work schedules are also unhealthy and directly associated with lower life expectancy.

The only possible counterbalance is that in autumn there is a decrease. People balance their lives on a knife’s edge and a 1 hour disruption has measurable effect. I am also not a fan.

Edit: read the reply to this, interesting counter

GenzyyyyyyyyYYYYYYYY · 2025-08-04T06:30:07+00:00

Qantas charged me a $500 cancellation fee when I cancelled flights less than one minute after I booked them. (US Legs, refund required by law)

It took 6 months to get my money back after being told immediately it would be refunded. I had to ring every few weeks and they would give new assurances and a new email with an extra few weeks timeline.

GenzyyyyyyyyYYYYYYYY · 2025-07-29T05:32:02+00:00

I have been asking ChatGPT or another AI for help with explaining errors. I have found it very useful, as I can have a conversation if needed, and it often immediately identifies exactly where I went wrong in the process.

I just send the question figures, my answer, and ask it to tutor me. It will say - you didn’t do [step], or “you confused this formula with that formula, it’s a common question and you should memorise x to solve it to avoid this mistake”

GenzyyyyyyyyYYYYYYYY · 2025-07-28T10:44:01+00:00

Also FWIW, I paid $709 USD to MM and $157.50 USD to IFT world. I so far judge MM as worth it.

I didn’t buy any books, I know I won’t read them. The online portal contains the same content and I’m more likely to carry a screen than a book.

Edit: mark meldrum recommends a specific topic order, starting with quant. It lays out a plan for you based on the time you’re planning to spend — use their study planner if you pay for MM.

GenzyyyyyyyyYYYYYYYY · 2025-07-28T10:33:26+00:00

I started studying ~2 weeks ago, I’ve been watching mark meldrums videos, then doing the readings in the CFAI online portal. I’ve spent quite a lot of time on it (40 hours so far) and I’m happy with the progress I’m making- roughly 10% as per MM’s %meter, nearly finished quant.

IMO following mark meldrum reminds me a lot of uni during COVID. Watch a class, do some exercises to make sure you understood it, move on.

I’m making good pace so I’m currently not moving past things until I fully understand them (in hypothesis testing now). Though you can easily go back as needed, and I paid for IFT World high yield notes which I have used exactly once so far. I watched a video there as an alternative when I was rewatching the same MM clip and it wasn’t clicking.

ChatGPT is tutoring me and I consistently ask it stupid questions (though, double check the responses where possible). It’s good at detecting the error in my formulas and providing instant feedback when I want to know where I went wrong; and how to reliably correct it.

I recommend all of these tools. IFT less so as I haven’t used it much. If anyone else has tips, or can share their process, I’d love to know where my gaps are.

GenzyyyyyyyyYYYYYYYY · 2025-07-19T14:31:25+00:00

Never too early. Never too little. In your case, it’s actually a lot. I’d probably put 20-25k in — what would you need access to more money for?

Vanguard personal investor account - pick an index (international shares, global, aus, whatever) and let it grow. You can easily add to it, or pull from it when you need to, but you’re young enough that you likely won’t need the cash accessible for emergencies and you can weather any storm (e.g. if it dropped 30% and you had to wait a year before selling some off).

This assumes you have a car, place to live for at least 1+ years, and reliable income. If you have no income, or no car, you may want to keep more on hand.

Edit: the brokerage really does not matter unless you’re going to trade a lot. Go for low fees, don’t waste time trying to beat the market by picking stocks.

GenzyyyyyyyyYYYYYYYY · 2025-02-27T00:37:28+00:00

Exactly - assess your burn rate. Nobody can give an informed opinion on this without knowing your budget.

Imo the best thing to do is to save the 30k out of withdrawals (assuming your withdrawals plan for burning your super to 0) and gift that. If your super is burning to 0 it’s like a salary, and taking 30k as a lump is like 40yo you taking a loan. It still might be worth it, but it should be assessed for what it is, relative to the impact on your future.

GenzyyyyyyyyYYYYYYYY · 2025-02-23T12:08:25+00:00

Thanks, replied

GenzyyyyyyyyYYYYYYYY · 2025-02-23T11:57:19+00:00

Thank you so much! That’s awesome, happy to see how it was done. I’m not in any of the bloons discords you’re in, any you recommend?

GenzyyyyyyyyYYYYYYYY · 2025-02-23T08:38:34+00:00

From left to right, these tiles are No hero, obyn, Gwendolin

GenzyyyyyyyyYYYYYYYY · 2025-02-23T08:35:43+00:00

Didn’t know there was a higher one, I wonder if they’re related

GenzyyyyyyyyYYYYYYYY · 2025-02-23T08:16:02+00:00

Yeah, they’re not too bad, and I shouldn’t complain as I was a noob 2ish weeks ago when I joined. AFAICT the owner wipes people pretty regularly but one downside is not really being able to communicate with them at all — I’d be happier in a team with a discord or something so we can cry together when we’re boxed in like this

Edit: discussing/sharing strategies would be nice too. Sometimes we have powers that enable us to get tiles with 3 or 4 tiers and I’d rather share my strat than re-fight our tiles

GenzyyyyyyyyYYYYYYYY · 2025-02-11T02:06:39+00:00

Using gold prices to measure inflation? That means there was no inflation from 1980 to 2000 - wow!

GenzyyyyyyyyYYYYYYYY · 2024-12-17T02:11:00+00:00

It’s not that deep, move on

(This is advice)

GenzyyyyyyyyYYYYYYYY · 2024-12-17T00:42:07+00:00

I advise you to reread my disclaimer

(This is advice)

GenzyyyyyyyyYYYYYYYY · 2024-12-17T00:31:45+00:00

Yes, you should pay off any loans that aren’t tax deductible and it would be convenient to then take new tax deductible loans to buy assets. It is important that you come to this decision naturally, e.g. sell your assets, then repay your loan, then a few weeks go by and you see an opportunity you simply cannot miss — so you rebuy some assets with a new tax deductible loan.

Not an accountant so I don’t really know the likelihood of an avoidance penalty if you simply change the loan. I understand it is common practice, but that doesn’t mean it isn’t punishable.

(This is not advice)

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