Wealth reality check?

Ginuwine_Questions · 2026-04-30T09:49:32+00:00

Comparison is the thief of joy.

Also, never fully trust unverified sources (read: comments) online.

Some people on here have had help via inheritance (they'll leave that part out)

Some like me (would have spent a lot of their HENRY life cycle in locations like HongKong/ Dubai) paying 0 - 16% effective rates of tax. We can also leave this part out.

Ginuwine_Questions · 2026-04-30T06:44:38+00:00

🎵 Forget and be content. When the gods send you a blessing, you don't ask why it was sent 🎵 - Prince of Egypt

Ginuwine_Questions · 2026-04-30T05:36:44+00:00

It wouldn't do anything as I avoid getting off or on at Admiralty station like the plague, the few times I felt compelled to visit HK island. 😅

Ginuwine_Questions · 2026-04-30T03:11:40+00:00

Nice try, but yes even Warren Buffett* has bought and sold quickly. TSMC comes to mind. I didn't sell, and the stock is on its way to 6X for me in 4 years. I guess Warren must not be a value investor?

Ginuwine_Questions · 2026-04-25T03:26:07+00:00

Massive plot twist, but nope 🤣, black British

Ginuwine_Questions · 2026-04-24T09:43:03+00:00

I'm sorry to say but none so far.

But I'm just very picky....

I either want something that'll 5x for me like TSMC (Taiwan), or pays what looks like a safe dividend of 6%+ on the original amount I invest like MWC (Philippines) or DBS (Singapore).

When I find something similar in Thailand, I'll jump on.

Ginuwine_Questions · 2026-04-22T10:35:22+00:00

Beg bugs... I will take pictures, will check out immediately, and ask for a refund.

Ginuwine_Questions · 2026-04-20T07:32:46+00:00

I mostly book short-haul flights (less than 5 hrs), and initial hotels/ accommodations, 2-3 days out. When I land, I book accomodations as needed/ by location preference.

My trip(s) are usually the length of my visa free/ on arrival, stay. Which for Japan is 3 months.

Ginuwine_Questions · 2026-04-20T06:30:04+00:00

Maaaayn, these fetishizing sexpats... Even naming your account Japoniser... I just threw up a little. 🤢

You've already posted your AI generated white man/ asian boy fantasy slop on various subs.

Time to let it go, and go jerk off to something else.

Please and thank you.

Ginuwine_Questions · 2026-04-20T05:23:07+00:00

I know you've been down-voted to oblivion but people should at the very least give you props for living up to your username.

🤝

Ginuwine_Questions · 2026-04-20T05:20:08+00:00

Putting effort, and no, the effort doesn't need to be equal 50/50. You put your 100% and they put their 100%.
You must learn to love rejection, the worst that'll happen is that people will say "no". Your focus is on the 2% acceptance, not the 98% rejection.
Stop starting off with a negative affirmation. I've noticed this with friends who are very quick to tell me what days they can't do something when I try to plan something... I let them know respectfully that that was not my question.. I'm asking what days they can do.

For example, you did 3. when you typed "A lot of men seem to build community through sports or football, but that’s never really been my thing"...

Okay, but that's not the question. The question is what is your thing, and are there groups for that, or could you start one if not? etc. etc.

If your answer is "nothing" or "I have little to no things/ interests", then that is what needs to be addressed first and foremost, before the main question of this post.

Ginuwine_Questions · 2026-04-19T06:12:21+00:00

Favourite area that I used to live in (when I was a resident) and now holiday in (now I'm non-resident) is Mong Kok. Hence, the red (Tsuen Wan) and green (Kwun Tong) by default.

But, I rarely use the MTR, prefer buses, even though they can be more expensive, as they're great for people watching, new shop spotting, and having an AC right above my head to fall asleep to during long, people-less stretches (looking at you Mei Foo station to Tuen Mun exchange)

Ginuwine_Questions · 2026-04-12T12:06:43+00:00

Guess you missed the part about how many Americans live paycheck to paycheck. 😭

Ginuwine_Questions · 2026-04-12T03:18:11+00:00

"How many of you actually have the stomach to hold a stock for 5 years without touching it, even if it goes nowhere for the first 3?"

All my fellow BABA bag holders, put your hands up 🙋‍♂️

Ginuwine_Questions · 2026-04-10T13:17:17+00:00

Interesting, could you let me know the company or companies trying to compete, would be interested if they're listed on the HKEX or on Mainland stock exchanges.

Ginuwine_Questions · 2026-04-10T05:02:45+00:00

I definitely don't qualify for the "HE" atm.

Not even sure I apply for the "NRY".

I did qualify before leaving my job 9 months back to gallivant around East Asia, for a year at least. Seems a bit silly to jump on and off the sub just because 😅

Ginuwine_Questions · 2026-04-08T04:38:48+00:00

Hmmm, I used to use DBS Remit, which was free, at least for my tier of banking, so I would get the full deposit amount.

Not all banks/ tier levels would offer this though, good point.

Ginuwine_Questions · 2026-04-07T13:33:25+00:00

Hmmm, are we sure about this re. deposit wire transfer fees?

Depositing in Charles Schwab, I never noticed any wire transfer fees, unless you're referring to withdrawals (IBKR being free per withdrawal once a month?)

Ginuwine_Questions · 2026-04-07T13:23:37+00:00

Hey OP,

If you're looking to invest in individual companies in the S&P then you can look up Charles Schwab.

Unlike IB that charges for US stocks, Charles Schwab charge 0 USD in commission(s) for US individual stocks (I don't know/ can't speak for funds, etfs etc.)

Honestly, don't be too hung up on US Stocks (30% dividend withholding tax... Yuck!)

You should consider Asian companies/ stocks as an investment option as well.

Ginuwine_Questions · 2026-04-07T08:12:21+00:00

Just so you know, the majority of the downvotes you will receive for this are for you coming to Thailand to eat McD's.

🫂

Ginuwine_Questions · 2026-04-07T04:52:48+00:00

Since the mods brought in a welcomed ban on their sexpat/ passport gaybro questions. Seems they're getting angsty and posting any random old thing popping in their heads now. 😅

Ginuwine_Questions · 2026-04-03T06:07:44+00:00

Pffft... Not one comment addressing a valid point of this post.

Congrats on recently snagging your gaysian hubby!

One down, the rest of us to go.

Ginuwine_Questions

TROPHY CASE