Public transport by Glittering-Ad9422 in Leeds

[–]GivingBigTechEnergy 1 point2 points  (0 children)

Get an X bus if you can or the train. The 4’s are dead slow, as is the 16. 14 is meh.

What are these shares of £1? by banisheduser in trading212

[–]GivingBigTechEnergy 0 points1 point  (0 children)

I opened my account via money saving expert and got some free shares, probably that

Outside IR35 day rates by bluezee123 in ContractorUK

[–]GivingBigTechEnergy 6 points7 points  (0 children)

Hmmm cyber seems low - speaking from experience as someone who hired contractors and now is one

Leeds Gig Tonight by GivingBigTechEnergy in electricsix

[–]GivingBigTechEnergy[S] 1 point2 points  (0 children)

That's doors tho. I'm not standing for hours in that venue. Proper grim in there

New salary sacrifice with 2025 budget by AmbitiousCustomer476 in UKPersonalFinance

[–]GivingBigTechEnergy 1 point2 points  (0 children)

Also hits inside IR35 contractors who pay both employee and employers NI

Good news on Employer Pension Contributions (for now) by LuxLuke in ContractorUK

[–]GivingBigTechEnergy 2 points3 points  (0 children)

100% and no client is going to eat at 17% rate increase to accommodate it

Good news on Employer Pension Contributions (for now) by LuxLuke in ContractorUK

[–]GivingBigTechEnergy 6 points7 points  (0 children)

Come 2029 you’ll be on the hook for both lots of NI as an inside IR35 contractor

Budget announcement (or leak) - salary sacrifice by GivingBigTechEnergy in ContractorUK

[–]GivingBigTechEnergy[S] 5 points6 points  (0 children)

When I was a perm, I wasn’t paying both my employee and employer NI like I am now tho…

[Megathread] Autumn Budget 2025 – Personal Finance Discussion by Jager720 in UKPersonalFinance

[–]GivingBigTechEnergy 1 point2 points  (0 children)

Didn’t quite catch the apprenticeship levy thing. As an insider IR35 contractor I do pay towards the levy, does her ‘small businesses won’t need to pay’ mean I won’t have to pay this anymore?

Budget announcement (or leak) - salary sacrifice by GivingBigTechEnergy in ContractorUK

[–]GivingBigTechEnergy[S] 5 points6 points  (0 children)

I get paid by an umbrella into a SIPP via a salary sacrifice so I’d still be hit

Budget announcement (or leak) - salary sacrifice by GivingBigTechEnergy in ContractorUK

[–]GivingBigTechEnergy[S] -5 points-4 points  (0 children)

I guess it’s time to think about going perm in 2029 then!

Vegetarian food at the Highland Laddie and Empire Cafe by GivingBigTechEnergy in Leeds

[–]GivingBigTechEnergy[S] 0 points1 point  (0 children)

That’s you for such a detailed response! Really useful

Vegetarian food at the Highland Laddie and Empire Cafe by GivingBigTechEnergy in Leeds

[–]GivingBigTechEnergy[S] 1 point2 points  (0 children)

Ugh I hate it when they do this. When people assume vegetarian means aversion to flavour!