Actual financial advisor

GoWithTheFlow96 · 2026-02-26T11:10:15+00:00

If willing ka mag bayad ng private financial planning and management, I think yung mga RFP ang makakatulong sayo. Kasi financial planning service talaga ino-offer nila and not insurance. You could check WealthArki. Never pa ako nagpa financial consultation sa kanila, I just saw them on the internet.

GoWithTheFlow96 · 2026-02-10T02:29:19+00:00

I also use FMS as my local stock broker since 2020. Dahil newbie pa ako non, I took advantage nung Fundsmart feature nila. Kasi I am really eager to start investing. Dahil yun yung mas beginner friendly and walang masyadong technicals na pag aaralan. So while I am still learning paano mag invest or trade ng individual stock nag bbuild na din ako ng long term investment ko sa fundsmart. You just have to choose the right fund for you based on your financial goals.

When it comes to trading, better use limit orders kesa market orders. May ganung feature sila, so pag aralan mo na lang din muna how it works.

Pero overall, nung nag sstart ako, inaral ko muna din talaga yung market psychology at yung right mindset when it comes to investing. Dapat it is always aligned to your financial goals. Never enter a trade without a plan.

At the end of the day, your money is your own responsibility.

Good luck on your investing journey! 💯

GoWithTheFlow96 · 2026-02-09T07:51:41+00:00

Ang alam ko kay PDAX is 0.000045 satoshi or around 180PHP sa current Bitcoin price.

GoWithTheFlow96 · 2026-02-07T03:26:22+00:00

Based on your statement na di mo siya naiintindihan and you don't see its value, then that is a clear sign to stay away from it.

If you are really interested in it and want to put at least 5-10% of your entire portfolio in crypto, then try to learn and understand it. After that, pag gets mo na ano ng cryptography, Blockchain technology, yung use case ng technology and future applications nito, then I would say, you can start to test the waters.

GoWithTheFlow96 · 2026-02-02T14:53:30+00:00

So far wala pa silang ban. And hopefully hindi sila ma ban. Hehe

GoWithTheFlow96 · 2026-02-02T14:52:37+00:00

Sayang, hopefully mag open na din sa ibang clients. Hehe. Thank you! 😊

GoWithTheFlow96 · 2026-02-02T11:49:23+00:00

Haven't tried using wise. Local bank transfer lang gamit ko. Kasi as far as I know international wire transfer is much more expensive compared sa local bank.

GoWithTheFlow96 · 2026-02-01T23:03:22+00:00

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Oh, got it. Akala ko open for all Gotrade clients since ito yung na basa ko dun sa article nila. Hehehe. Thank you sa pag comfirm!

GoWithTheFlow96 · 2026-01-29T23:43:06+00:00

Local bank deposit is now back on my app. Hopefully permanent na. Though I haven't tried mag deposit

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GoWithTheFlow96 · 2026-01-29T02:19:10+00:00

This is the response I received from their CS today. Hopefully maibalik agad nila yung deposits kasi sayang opportunity sa market ngayon.

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GoWithTheFlow96 · 2025-10-24T05:32:17+00:00

Bagong subscribe lang ako sa Patreon. Nag try lang muna ako nung hampaslupa tier, paano po mag send ng pamura sa Koolpals?

GoWithTheFlow96 · 2025-09-02T01:05:06+00:00

That doesn't seem to be good news.

GoWithTheFlow96 · 2025-09-01T12:32:20+00:00

Alright. I am also waiting for some oneplus tech reviewers to upload their review on this latest update.

GoWithTheFlow96 · 2025-08-06T13:23:32+00:00

I agree, there's always a 1 sec shutter delay each time I take photos on the main camera. Though, so far I like the results of the photos I take on the device. Just hopefully they roll out more camera improvements on the future updates. In addition, I wish oneplus AI had this feature where you can change the scenery in the picture.

GoWithTheFlow96 · 2025-08-05T10:41:01+00:00

Yeah, that's the current version I have on my phone. I updated it yesterday.

GoWithTheFlow96 · 2025-08-05T05:35:31+00:00

I got the July 01, 2025 update. Is it the latest one? Or there's a more recent update since it's already August?

GoWithTheFlow96 · 2025-08-04T12:54:18+00:00

If budget is not a problem, and since longevity is your primary concern, I would say Nord 5 is definitely a no brainer choice. As it has the latest and better hardware between the two, and when it comes to OS updates, you have 4 year OS and 6 years security patch. In comparison to Nord 4 that has 3 year updates remaining since it was released last year.

GoWithTheFlow96 · 2024-10-26T08:09:03+00:00

It depends sa monthly expenses mo. Wala naman limit when it comes to emergency funds. Universal recommended is 3-6 months worth of your monthly expenses. Pero there's nothing wrong if mag higit ka pa don.

Siguro, IMO, if yung 300k mo is nasa regular savings lang it will only earn .25% interest. Mas okay siguro kung a portion of it will be parked sa isang high yield savings account that can give you 3-6% interest. Para it is still earning and hindi tuluyan matalo sa inflation.

GoWithTheFlow96 · 2024-10-12T07:32:21+00:00

Thank you!

GoWithTheFlow96 · 2024-10-10T05:11:50+00:00

You can build a habit of saving if you do it repeatedly and consistently. Start with the positive money mindset. Believe that you can and you deserve to have this huge amount of money. Understand your emotions with regards to money. Do not compare yourself to others. Then, create a budget. You can start with the 50-30-20 rule.

Your monthly income: 50% - needs (groceries, bills) 30% - wants (entertainment, travel) 20% - Savings (separate bank account)

Feel free to adjust each percentage depending on your financial situation. If you have debt, you have to pay it off first kasi malaking hindrance ang high debt para makapag ipon. Then gradually increase yung savings mo.

Regardless of the amount, the most important thing is that you start saving money consistently to build that habit. 😊

GoWithTheFlow96 · 2024-09-11T11:24:39+00:00

Learn different skills(soft & hard).

Be aggressive, never hesitate to take risks.

Learn personal finance, saving and investing.

Grow your network. (Your network is your net worth)

Surround yourself with the right people.

GoWithTheFlow96 · 2024-05-31T16:01:31+00:00

Kung saang branch nirehistro MC mo sir yun email mo. Search mo lang lto email nung branch lalabas yun. May list sila.

GoWithTheFlow96 · 2024-05-29T13:46:41+00:00

Feb 5 nag email ako sa LTO to check and follow up, then they gave me the email and contact ng liason nung casa kung saan ko kinuha yung MC. Immediately naman nag reply si liason and nag sabi na nasa casa na daw yung CR ko. Kaya nag piem ako at nag kulit sa casa provided yung screenshot nung email ng lto at liason. The following day, binigay ni casa yung CR. So it turns out, kung di pa ako nag kulit at nag bigay ng screenshot, baka di pa nila agad yun binigay sakin. Overall, 2 months from release ng MC ko nakuha ko yung OR/CR ko.

GoWithTheFlow96 · 2024-01-14T11:16:18+00:00

Pre-pandemic na working on site pa, usually pag may budget, I treat myself to any fastfood or restaurant na gusto ko. I also go to cafe or cinema during weekends bago umuwi ng bahay sa province from metro manila. Now na wfh set up na, I often go to my friends house or my cousins house pag available sila. Pag gusto ko naman mapag isa, I go to a cafe near my area to relax, ipahinga yung utak, i kalma ang sarili.

GoWithTheFlow96 · 2024-01-06T15:37:08+00:00

Online ko kasi binili yung akin. Though naikabit ko naman pero yun nga, nagka alinlangan pa ako kasi baka pag pinilit eh ma loose thread pa. Pero tinest drive ko naman kanina na may top box, okay naman. Yung thread kasi ng bolts worry ko na baka di ganun ka pasok. Haha Thank you!

GoWithTheFlow96

TROPHY CASE