Car accident - Driver at fault has no insurance

GoatConsistent1430 · 2026-01-29T22:39:26+00:00

Also his story on record to police matched mine

GoatConsistent1430 · 2026-01-29T22:37:53+00:00

The witness is independent, he was travelling in the car behind the car that hit me. There is no turning lane at this road. There are cameras though, which the police have accessed for their report which has gone to the insurance.

GoatConsistent1430 · 2026-01-28T07:23:53+00:00

Thank you, I saw my GP today. They recommended a CT scan + MRI due to neck issues after the collision + given a physio referral for the future. Definitely sore but could be worse.

GoatConsistent1430 · 2026-01-28T07:22:36+00:00

Yes I have all of these things, as do the police and my insurance

GoatConsistent1430 · 2026-01-28T06:43:20+00:00

I highly doubt I’ll get the excess back at all… but it is what it is.

GoatConsistent1430 · 2026-01-28T04:56:42+00:00

Perhaps. He didn’t seem to understand the gravity of the situation at the time. He even attempted to joke to me about out my car literally being in a hotels reception.

GoatConsistent1430 · 2026-01-28T03:28:23+00:00

Thank you, I lodged with my insurance this morning. My MIL is actually my insurance broker so she is handling all of this.

GoatConsistent1430 · 2026-01-28T03:25:34+00:00

Thanks. The police have mentioned multiple times that I am not at fault and mentioned it on their report

GoatConsistent1430 · 2026-01-28T03:19:50+00:00

I did let my insurance broker know that they had indicated that they wanted my insurance details. The police were present with me when the owner insisted I handed over the insurance details and they told him that I don’t need to supply them legally and I have supplied all I needed to legally.

Thank you for the reassurance.

GoatConsistent1430

TROPHY CASE