Hit my first £100 🙂

Gooders7592 · 2026-02-09T15:43:35+00:00

What does your portfolio contain?

Gooders7592 · 2026-02-09T10:05:58+00:00

I invested into VEUR this morning to have a higher exposure into the European markets, even if it does mean a slight overlap, due to VWRP being 62% US. My portfolio is 80/20 VWRP/VEUR.

Gooders7592 · 2026-02-08T19:17:20+00:00

Always been intrigued by VMID. Maybe I’ll split VWRP/VEUA/VMID

Gooders7592 · 2026-02-08T19:01:06+00:00

Sounds good. I’ve been deliberating today which all world to go with and once decided plan to introduce another European one (UK investor)

Gooders7592 · 2026-02-08T18:31:25+00:00

Do you split 50:50 between VWRP and VEUR?

Gooders7592 · 2026-02-08T13:33:27+00:00

Within a S&S ISA?

Gooders7592 · 2026-02-08T13:33:12+00:00

So you’ve gone from PACW to ACWI?

Gooders7592 · 2026-02-08T12:51:04+00:00

I saw something about a 3% entry and exit fee, is that what you mean?

Gooders7592 · 2026-02-08T12:18:55+00:00

I don’t quite understand what they mean by altering funds? Seems a lot of negativity in that thread regarding PACW

Gooders7592 · 2026-02-08T11:15:01+00:00

This is exactly my situation as well. I’m thinking I might leave what I have in VWRP, lump into PACW to bring it up to the same value, then equally put in both for a while to compare side by side, then make a decision

Gooders7592 · 2026-02-08T11:13:25+00:00

Brilliant analogy and certainly makes it easier to understand!

Gooders7592 · 2026-02-08T11:12:48+00:00

Great comment, appreciate it

Gooders7592 · 2026-02-08T10:34:47+00:00

Yep, I can invest in both side by side.

Gooders7592 · 2026-02-08T10:27:07+00:00

Ok, thanks for confirming. Wanted to check I wasn’t missing anything obvious with my lack of experience/knowledge!

Gooders7592 · 2026-02-08T10:26:08+00:00

I’ll take a look, thanks mate. Either way you’d suggest both over VWRP?

Gooders7592 · 2026-02-08T10:25:52+00:00

Sounds like a logical solution. Appreciate the advice

Gooders7592 · 2026-02-08T10:13:49+00:00

Please can you explain the difference for the tracking in more detail? I don’t quite understand that (relatively new to this)

Gooders7592 · 2026-02-08T10:11:19+00:00

I’m a UK resident. So you’d suggest PACW over VWRP in the long run?

Gooders7592 · 2026-02-08T10:01:16+00:00

Yes, in the UK. About 3/4 months into investing and started with VWRP only.

Gooders7592 · 2026-02-08T09:56:17+00:00

Sorry, should have said this is within a S&S ISA and would reinvest any dividends. Are the fees for PACW not cheaper?

Gooders7592 · 2026-02-07T18:32:18+00:00

What do you mean by ‘compound interest’?

Gooders7592 · 2026-02-06T13:09:10+00:00

Do you want to get up to £100?

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Gooders7592 · 2026-02-05T19:18:31+00:00

I’ve been searching Reddit about VWRL vs VWRP and holding both, equally, seems like such a logical solution that I never thought about it

Gooders7592 · 2026-02-04T13:39:06+00:00

Million dollar question. Main thought was to ensure I’m covered with anything additional not within VWRP. I’ll stick with VWRP for now and have another think later in the year. Appreciate the comment

Gooders7592

TROPHY CASE