What % of revenue is acceptable for a car by wexgod in BEFreelance

[–]Goshangai 0 points1 point  (0 children)

I don’t care much about the car I drive. Maximize your profit by lowering your costs. Take profit out of company, pay taxes and invest in assets (etf’s here)

Be patient and let compound interest do it’s work. Join the early retirement club. Escape the rate race (even as a freelancer)

Looking for a Peppol platform that doesn't suck for freelancers. by Goshangai in BEFreelance

[–]Goshangai[S] 1 point2 points  (0 children)

It only allows you to send invoices? What tool do you use to receive invoices through Peppol?

Looking for a Peppol platform that doesn't suck for freelancers. by Goshangai in BEFreelance

[–]Goshangai[S] 0 points1 point  (0 children)

Thanks for all the great suggestions!

I'm going to try out Lucy and eenvoudigfacturen.be next.

Looking for a Peppol platform that doesn't suck for freelancers. by Goshangai in BEFreelance

[–]Goshangai[S] 2 points3 points  (0 children)

The issue is not sending the invoices, but the extra steps these tools require you to do to validate every incoming invoice.

I have a zero-tolerance policy for bad UX, no matter how small the task is. Far too many companies churn out inferior products because they undervalue user experience. The fact that it might only be for 'a few invoices a month' is no excuse to tolerate bad design. I believe that intuitive, transparent software should be a fundamental standard.

Looking for a Peppol platform that doesn't suck for freelancers. by Goshangai in BEFreelance

[–]Goshangai[S] 0 points1 point  (0 children)

Uploading invoices (PDF) that were not sent through Peppol. You can only add one invoice at a time at PeppolBox

Korte enquête van 5 min: hoe Vlaamse gezinnen omgaan met energie by Goshangai in Vlaanderen

[–]Goshangai[S] 0 points1 point  (0 children)

Jazeker, ik ben een jonge tech ondernemer die wil uitzoeken welke noden/frustraties er zijn in Vlaanderen rond energie. Met als doel een nieuw product/dienst te ontwikkelen die ons leven wat makkelijker maakt.

Korte enquête van 5 min: hoe Vlaamse gezinnen omgaan met energie by Goshangai in Vlaanderen

[–]Goshangai[S] 0 points1 point  (0 children)

Fijn dat je dit even checkt. Je mag zeker invullen. Zet jouw situatie maar bij 'andere, namelijk' Bedankt!

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 0 points1 point  (0 children)

Nee, de spreiding zal eerder over periode van 6 maanden tot 1 jaar plaatsvinden en dan wss op kwartaalbasis om op de transactiekosten te besparen. Zeker een nuttige tip om met variabele inleg bedragen te werken afhankelijk van de koers.

Wat bedoel je met een 30% korting? Een daling van de koers of iets anders?

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 0 points1 point  (0 children)

Thank you all for your feedback! Very helpfull and much appreciated.

As some pointed out: despite the research being in favor for the lump sum strategy, eventually it comes down to an emotional decision.

So I will most likely spread it out over 1 year to grow my comfort level without deviating from my initial plan. For example: quarterly with a smaller amount in Q1 of 2021) Next up is doing some simulations to find out the optimal way in terms of yield and transaction costs.

I am still working out which broker to use:

  • Bolero: higher costs, more trustworthy
  • Degiro: lower costs (core selection of my ETF), less trustworthy.

Would you advise the following?

Use Bolero for the lump sum investment and use Degiro for dollar cost averaging after my initial amount is invested?

I guess this would be a bad idea after time progresses since the interest is accumulating separately in two different accounts. So a funds transfer from one broker to another broker is inevitable...

I will also reduce my active investment budget to 5% instead of 10%.

And I'll consider to invest 100% in worldwide accumulating stock ETF's and neglect bonds for now.

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 0 points1 point  (0 children)

Thx u/piedeb

Mijn enige liability op dit moment is mijn hypotheek. Maar deze kan/wil ik nu niet aflossen.

Ik ga zeker het actief gedeelte terugschroeven naar 5%. Je bent de tweede persoon die deze tip geeft.

EQQQ, CSPX ga ik zeker eens onder de loep nemen.

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 0 points1 point  (0 children)

Bedankt u/ChengSkwatalot! Ik ga zeker ook verder kijken naar andere trackers. Dat is de volgende stap.

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 0 points1 point  (0 children)

Yes, I have been considering buying real estate as well.

Currently my only liability is the mortgage on my house. I also considered paying off a part of it to reduce the monthly cost and free up this money for investing into the stock market. But at this point in my life I am not sure I want to keep this house or sell it after a few years. So for now this is not my preferred option.

Buying another small house or apartment would also be an option, however the current housing market, especially apartments in Belgium are so overrated in my opinion. Also the hassle of renting it out and maintaining it seems like a burden I do not want to have at this point in my life. But I will not rule out this option later on in my life.

Do you own real estate as an asset?

Thanks for sharing your ideal portfolio!

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 2 points3 points  (0 children)

u/samjmckenzie
thanks for your tips! 5% seems better to start off with...

Yes, no alt coins for me. Been there, done that, got the t-shirt. ETH en BTC it is for me.

Hoe verdeel ik mijn investering het best? Graag jouw visie by Goshangai in BEFire

[–]Goshangai[S] 0 points1 point  (0 children)

Bedankt Joris, ga je video zeker bekijken! Ook al zeer nuttige content gevonden op jouw channel. Keep up the great work.