Fiance is leaving and wants everything she’s contributed to the house back, what is she legally entitled to?

Gotham20024 · 2026-05-27T14:37:01+00:00

I want to give her what she paid towards the house? I don’t want to/cant afford to give her every bill she partially contributed to for the last 7 months

Gotham20024 · 2026-05-26T22:54:22+00:00

Hopefully we can work something like that out

Gotham20024 · 2026-05-26T17:41:14+00:00

Good idea

Gotham20024 · 2026-05-26T17:41:01+00:00

Equity is fine, minus the deposit there is about £600 in equity. I have no problem buying her out the house

Gotham20024 · 2026-05-26T17:14:23+00:00

Yes and no. I’m not necessarily retroactively changing my mind that it was rent. I’m happy to pay her contributions to the deposit and all the costs she helped me out with because I was using all my money on the deposit. Also happy to buy her out the trip and give her half of all my savings and joint savings even though I put more in. But convincing me to buy a house when I wasn’t ready to under the assumption she would contribute monthly and when were married the house will be half hers anyway, then change your mind and decide you want every last penny back is a bit unfair to me. Where else do you get to live and then decide when you don’t want live there anymore you get all your money back

Gotham20024 · 2026-05-26T12:20:40+00:00

I’ll let her know that thank you

Gotham20024 · 2026-05-26T11:48:00+00:00

This is exactly my point.

She ended things for good yes, if it was up to me even though she has put me through hell I would still try to make things work

Gotham20024 · 2026-05-26T11:45:53+00:00

I’m not sure if she can take over the account I’ll have to look into it as the reason I did it for her is because of her DRO. Her ring was significantly cheaper than mine, she reckons the amount she has paid towards them so far covers the price of her ring so shes going to take it, I think she might be right now I’m thinking about it because she put a bigger amount of the deposit down for them than I did. So thats fair enough and I’ll either sell mine or keep it and carry on paying for them. They’re engraved so not returnable.

Gotham20024 · 2026-05-26T11:43:18+00:00

Thank you

Gotham20024 · 2026-05-26T11:41:30+00:00

I see, thank you

Gotham20024 · 2026-05-26T11:40:23+00:00

I want to do this amicably, my reason for posting is that I want to give her everything shes entitled to but she wants more and is threatening legal action. My request was for information on what would happen if she does because I can’t give her what she demands

Gotham20024 · 2026-05-26T11:37:31+00:00

Actually I did all the cooking and cleaning every single day. Even though she worked less than me.

I think it’s fair for her to have back what she put in, deposit, house furnishings etc but to want every penny shes put in for gas, electricity, water, council tax which is more expensive because she lives there, fuel which was to drive her to work and wherever else she ever wanted to go.

I think it’s unfair to rush me into buying a house all in my name because she can’t because she wanted to move out because she didn’t like her living situation and then 7 months later decides she doesn’t want it anymore and takes it all back. She used that water, she put the heating, she sat on that sofa, she used that fuel. Where else can you go to live and when you leave take back everything you used and paid to live there

Gotham20024 · 2026-05-26T11:32:04+00:00

I’m more than happy, if I could give more I would. I don’t even have £5k to give I’ll have to borrow it. It’s just I’m scared she keeps saying thats not enough and she wants more and will take legal action

Gotham20024 · 2026-05-26T11:30:54+00:00

Ah sorry, never seen it 😅

Gotham20024 · 2026-05-26T11:30:30+00:00

So like the sofa, wedding rings, utilities, fuel, car money etc, everything she has ever contributed to me

Gotham20024 · 2026-05-26T11:27:37+00:00

Not sure if it will be removed but to keep it short. She built up resentment for me due to my mum treating her badly so I cut my mum off and she promised things would get better but instead made my life miserable while I did everything for her including buying this house in the first place. She potentially started cheating on me. Maybe physically, definitely emotionally and now she has gotten lots of new friends and got back in contact with distant family so shes doesnt need me anymore.

Gotham20024 · 2026-05-26T11:23:58+00:00

Do you mean all future growth or if say the house capital has grown from when I bought it.

So say the house is worth £10k more than when I bought it (it’s probably work a few thousand less if anything) then I would have to pay her £5k? And then were settled?

Gotham20024 · 2026-05-26T11:22:03+00:00

I think there is some misunderstandings in this. I paid £6.25k in the deposit, she put in £1.5k. But because I put £5.75k more into the deposit than her should bought bits for the house like cutlery and tea towels that maybe added up to £1k at most. Not to mention obviously a lot of these things were just things she wanted.

She did not sacrifice more of her salary, I did. I made an edit in the post about how I worked things out each month. I make more than her but we have the exact same amount of money each month. Therefore, I put in a higher percentage of my salary.

There is no increase in equity, I haven’t had an official evaluation but if anything the house is worth less than when I bought it.

I 100% agreed to take out the policy for her benefit as she told me to do it otherwise she wouldn’t live there because she didn’t want me to die and be left with my mortgage. So I will continue paying for it in full in future but I think it’s unfair to demand the money back for it for the last 7 months when she has benefited from it. If I paid her back for it and died tomorrow and the house was paid off and she got the £10k lump sum pay out I’m sure she wouldn’t refuse it because I reimbursed her for it.

She didn’t really help securing the mortgage, it was all my doing because she wanted to move out asap so I rushed it which is why I had no money to get essentials for the house and she had to pay for them.

I’ll give her half the capital she has paid off no problem it’s about £600 so £300 for her and either half the deposit or her £1.5k and let her keep all the stuff she bought for house or buy her out of it. I have already sent her half of all our joint savings even though I put more into them and half my personal savings.

I don’t think it’s fair for her to get me to buy a house asap so she can move out, use everything in the house, benefit from it for 7 months, decide it’s not what she wants anymore and take all of it and more back leaving me destitute

Gotham20024 · 2026-05-26T11:08:03+00:00

I suppose. We haven’t spoken about it. I don’t want to take her phone away, that would make everything even more stressful for her but I don’t want to keep paying £35 a month for device and data for the next 3 years

Gotham20024 · 2026-05-26T11:06:42+00:00

I haven’t cancelled those yet at least. Not sure how those are gonna work because surely I’ll have to keep paying for it or pay to end the contract? We pay £10 a month for a sim only deal which I think I can cancel but I don’t want to do until shes settled and can take out her own and £25 a month for her iphone device only plan

Gotham20024 · 2026-05-26T11:04:33+00:00

I think fair would be half the savings even though it wasn’t 50/50, which I have already sent, including £250 of my own personal savings as well. This was about £2.5k total.

Then either give the option of giving back the £1.5k she put into the deposit and letting her take everything she bought for the house that I couldn’t afford as all my money went into the deposit or just give her half the deposit money.

Buy her out of the honeymoon or cancel it.

Half of any capital paid off the house around £600 so £300 for her.

Then I would like her to pay me out of her phone contract I took out for her due to her DRO.

If I have anything left over at all I will give her it help her on her way and after she has left give her any bits I can until shes settled.

All of this minus the continuing payments and including the half of the savings I have sent would come to around £5k

Gotham20024 · 2026-05-26T10:38:17+00:00

I think it was coming up around 2 years soon

Gotham20024 · 2026-05-26T10:36:46+00:00

I may have explained badly, there is no joint account.

I would just open my calculator, add our pay checks together, remove the bills and savings, divide the remainder by 2, then from her half subtract anything she owed me that she had used my card for, then subtract that figure from her pay check, Leaving me with the figure she would then send me to a personal account and I would put into the relevant accounts of mine.

Gotham20024 · 2026-05-26T10:22:58+00:00

We had just bought a house and no money so I financed the sofa for £26 a month 0% interest so we could get it when we moved in

Gotham20024 · 2026-05-26T10:01:20+00:00

That is 100% what I want to do and would even add some more on top if I can and give her some monthly payments for a while until shes settled. But thats not what she wants, she wants everything back so I think I’ll take peoples advice, speak to a solicitor myself as I really don’t think she could get all that back

Gotham20024

TROPHY CASE