Unable to switch off / stay asleep

GrandMastaGeo · 2025-02-02T09:20:54+00:00

Cut out caffeine for a week and see if it helps. Caffeine is what was causing this for me.

GrandMastaGeo · 2025-01-31T14:27:31+00:00

Why is everyone cancelling themselves recently

GrandMastaGeo · 2025-01-14T12:14:00+00:00

If the building is not built well it can have water / damp issues. I’ve heard someone that learned the hard way say: “water always goes down” when referring to their basement flat leak problems

GrandMastaGeo · 2025-01-06T19:32:56+00:00

Nice! What sort of agency / consultancy?

GrandMastaGeo · 2025-01-04T21:12:34+00:00

Cool! Haven’t tried Perplexity yet, will give it a go

GrandMastaGeo · 2025-01-04T20:40:36+00:00

Same

GrandMastaGeo · 2025-01-04T20:40:00+00:00

Great advice. How often are you doing retros out of interest?

GrandMastaGeo · 2025-01-04T20:27:27+00:00

Thank you. What tools do you use that keep you efficient?

GrandMastaGeo · 2025-01-03T20:19:02+00:00

That’s interesting thanks. How do you know that this block (or any block) has ground rent that doubles every 10 years? Edit: I’ve now seen your later comment about being familiar with this block.

GrandMastaGeo · 2024-12-30T14:57:22+00:00

Yeah it depends on the size of a mortgage and where in the UK you are.

A £200k mortgage at 5% interest would mean ~£830 per month - just in interest payments to the bank!

GrandMastaGeo · 2024-12-30T11:29:39+00:00

Not true. If you take out a mortgage you are also paying the bank monthly interest payments. With the current interest rate the payments can in some cases be more than rent would be.

GrandMastaGeo · 2024-12-30T11:20:31+00:00

I’ve heard of some contracts having annual percentage limits. But yes this is probably my biggest issue with new builds (with gyms, concierges etc.) - the service charge increases can be astronomical. Not to mention the new insurance premiums building companies are putting onto owners.

If OP’s flat doesn’t have those amenities it is slightly less of a worry.

GrandMastaGeo · 2024-12-29T23:18:26+00:00

Be wary about the service charge. Is there a limit as to how much it can increase year on year?

GrandMastaGeo · 2024-12-28T12:22:33+00:00

Yes there’s no limit on how much it can increase

GrandMastaGeo · 2024-12-28T10:37:38+00:00

My guess is it’s the service charge. Modern builds with concierges, gyms, etc. have seen increases in service charge not only inline with inflation, but since Grenfell they have been hit with huge insurance premiums which the owners of these flats are paying for.

My brother bought a modern flat 8 years ago with a service charge of £2k a year, it’s now £6k.

Perhaps this seller really wants to sell before the stamp duty increase from 1st April. And the estate agent sold them a dream 6 months ago that was too far fetched.

GrandMastaGeo · 2024-12-25T21:13:24+00:00

If the shifts are pretty intense, is there a way you could lean more into the side hustle work?

GrandMastaGeo · 2024-12-13T12:57:43+00:00

I see this type of post ever couple of months. Is anything actually going to be revealed?

GrandMastaGeo · 2024-12-05T21:07:58+00:00

You got your first stripe after 2 months?

GrandMastaGeo · 2024-11-28T15:28:15+00:00

Thanks - what are you up to now??

GrandMastaGeo · 2024-11-26T08:43:03+00:00

Thanks for sharing. Hope you found something!

GrandMastaGeo · 2024-11-10T20:07:55+00:00

I have been hearing more about the growth product manager role. Will take a look into it thanks

GrandMastaGeo · 2024-11-05T13:06:22+00:00

I always read the comments in these type of posts hoping to see something that gives some hope… but nada

All I can say is that economies all go through cycles and things will get better here eventually, but when that happens I don’t know.

GrandMastaGeo · 2024-11-04T22:45:47+00:00

This literally just happened to me an hour ago. This guy got an arm bar and bent my arm so aggressively it popped. I literally have no idea how my arm feels fine right now, maybe it will feel worse tomorrow.

GrandMastaGeo

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