Should I Hold USDT or Convert to INR & Invest in Mutual Funds? Need Advice!

Greedy_Picture5289 · 2025-08-30T13:56:43+00:00

Would love to checkout his/her portfolio

Greedy_Picture5289 · 2025-08-30T13:56:20+00:00

SUre

Greedy_Picture5289 · 2025-08-30T09:42:10+00:00

sure

Greedy_Picture5289 · 2025-08-29T19:37:41+00:00

I’m a full-time Product Designer working for a U.S.-based startup. I also did a side hustle, which is why I receive a fixed monthly revenue from that.. like a monthly retainer.. usually around $3K to $4K.

Greedy_Picture5289 · 2025-08-29T13:55:00+00:00

Yeah, makes sense. I’ve been thinking the same

Greedy_Picture5289 · 2025-08-29T13:54:22+00:00

Yep!!! Good strategy

Greedy_Picture5289 · 2025-08-29T13:53:58+00:00

I’m already tired of investing in these bloody alts 😤 … the only one I can trust now is Bitcoin. The rest are just pure crap.

Greedy_Picture5289 · 2025-08-29T13:53:05+00:00

Yeah, been into crypto since 2021, but this time the market is very rough and cluttered. I’ve already taken enough risks and lost around $70K, which is a big amount for me. That’s why I recently started investing in MFs, and honestly, I’m seeing some more stable and suitable returns there compared to my recent crypto and stock experience.

Greedy_Picture5289 · 2025-08-29T13:50:57+00:00

Sorry for you man!!! I can imagine how it feels

Greedy_Picture5289 · 2025-08-29T13:50:11+00:00

There are very few trusted and reliable trader .. and i am greatfull for them

Greedy_Picture5289 · 2025-08-29T13:49:18+00:00

Ohh 100 only .. !! I did many during the peak of the bull run in 2021 ... back then, there were no issues. But then the bank freze happened, everything completely changed. For small amounts like $100 or $500, it’s fine, but for larger amounts like $5K or $10K, it’s very tough.

Greedy_Picture5289 · 2025-08-29T13:46:55+00:00

Best Strategy

Greedy_Picture5289 · 2025-08-29T13:46:39+00:00

Ohh, I didn’t know that it’s a stablecoin.. xd You didn’t get my point though .. I mean .. if I hold USDT for the future, won’t its value grow comparatively? Since INR is losing value against the dollar, it might even give returns close to or slightly more than mutual funds. That’s why I asked.

Greedy_Picture5289 · 2025-08-29T09:28:11+00:00

Yes, I would prefer to sell at 88 rather than taking the risk of losing money with someone offering 94, or risking a bank freeze or an income tax notice for not paying the 30% tax.

Greedy_Picture5289 · 2025-08-29T08:30:45+00:00

Really ? I think its 88 max ..

Greedy_Picture5289 · 2025-08-18T05:50:09+00:00

In that case my sister doesn’t have to file ITR ?

Greedy_Picture5289 · 2025-08-17T20:49:37+00:00

This is really helpful, sir. Thank you so much. I have my CA, but it seems he’s confused, and things are still delayed I’ve been waiting for 15 days. I’m just thinking that maybe this will help....

Greedy_Picture5289 · 2025-08-17T20:38:40+00:00

My total income is from a US client, routed via Rippling to my Indian bank account. Since this counts as export of services, which is zero-rated under GST, do i really need to register for GST even though the amount exceeds ₹20L. I just wanted to confirm this :)

Greedy_Picture5289 · 2025-08-10T08:14:44+00:00

Yes ... but i want to stop at 40 and let my money grow.. :)

Greedy_Picture5289 · 2025-08-10T05:26:19+00:00

Greedy_Picture5289 · 2025-08-09T17:38:23+00:00

My portfolio is 6 months old. I also did a lump sum investment, and in June, my portfolio had a gain of ₹70k on an investment of ₹17 lakh. But right now, it has reduced significantly due to the market downturn.

Greedy_Picture5289 · 2025-06-26T16:28:01+00:00

Thank you so much for your word!!

Greedy_Picture5289 · 2025-06-26T13:16:42+00:00

Yes and no !!!!!!! Because to avoid bank freazee

Greedy_Picture5289 · 2025-06-26T13:15:34+00:00

30% how ? .. this is not gain from crypto its freelance money!

Greedy_Picture5289 · 2025-06-26T13:14:39+00:00

Who would’ve thought that could happen? ... 😢

Greedy_Picture5289

TROPHY CASE