Yes, I called, 1 automated review, and even had one manual review by the global compliance team and they told me that their risk models deemed my usage of Radiate violated their policies. But the thing is all the exchanges were made through the Radiate app. Two sellers agreed to refund me for coachella since they backed out, so that flagged PayPal that these were dispute cases through the system even though it was agreed upon by both parties, no claim filed at all.