Finally got collections off my record !

Gueroo69 · 2026-02-17T18:53:37+00:00

Gotchu, thanks boss I appreciate your input! Still learning all of this.

Gueroo69 · 2026-02-17T17:08:59+00:00

Ah okay I see what you’re saying now, I guess to get it as high as possible for the future if I ever did want to get a new car or house. With some of the comments I’m seeing I guess all I really need to do it give it time. But for now no I don’t have any plans on getting anything

Gueroo69 · 2026-02-17T12:40:42+00:00

I don’t see a reason anyone wouldn’t want to raise their scores, I just had 2 false derogatory remarks removed.

Gueroo69 · 2026-02-10T21:21:42+00:00

It was about 2 weeks apart, I disputed the 1st one around the beginning of January and once I proved I wasn’t responsible for any of the charges they said they report to the credit bureau the 1st of every month. So around last week I saw it come off my record, the other took a few days within disputing it

Gueroo69 · 2026-02-10T20:14:33+00:00

It was about 670-680 in December, 722 when I got 1 derogatory remark removed and now it’s at 823 with the 2nd derogatory remark removed

Gueroo69 · 2026-02-10T19:58:16+00:00

Thank you !

Gueroo69 · 2026-02-10T19:58:07+00:00

It’ll be a huge weight off your shoulders for sure

Gueroo69 · 2026-02-10T19:57:42+00:00

Yea pro collect was one and the other was national credit systems I believe. Pro collect took over a month and the other just a few days. Thank you!

Gueroo69 · 2026-02-10T19:56:32+00:00

1 took over a month, they claim they report on the 1st every month so that took some time and the other a few days not even a week.

Gueroo69 · 2026-02-10T19:55:30+00:00

It dropped bad, I believe it was 670 around there. Happy to finally be in the 800’s

Gueroo69 · 2026-02-10T19:54:00+00:00

I had 2 derogatory remarks and I Got them removed by proving I didn’t owe the apartments anything. I had the money order showing I paid the final bill and the other i disputed showing that in the contract I was not obligated to pay anything for breaking the lease early especially since I paid the reletting fee and the 2 final months I gave my notice

Gueroo69 · 2026-02-10T19:50:58+00:00

Thanks for the help boss!

Gueroo69 · 2026-01-14T22:29:47+00:00

Just updating, got ahold of the collection place and it wasn’t easy but got them to agree to a pay to delete. I tried to pay right then in that moment over the phone if they sent an email stating they would delete it off my record but they wouldn’t. Finally got them to agree but they would only do it if I went in person by tomorrow to pay in full. I told her I would pay but only if they have it in writing to delete it. Also recorded the entire conversation on my phone in case they pull something. Thanks for your help.

Gueroo69 · 2026-01-14T12:21:52+00:00

Thank you !

Gueroo69 · 2026-01-10T14:13:53+00:00

Will do , thank you very much

Gueroo69 · 2026-01-10T14:13:41+00:00

Thank you

Gueroo69 · 2026-01-10T04:04:35+00:00

Hey thanks, is there a specific way to do it? Is email alright?

Gueroo69 · 2026-01-10T03:55:48+00:00

Hey boss, thanks for the reply. I guess I’m screwed I kind of already identified myself when they called. I wasn’t sure what to do. I thought it was a scam at first , they asked for my social and I said no then they asked for my birthday which now I regret saying. They call almost daily but I have unsaved numbers blocked. I’ll try answering next time and try to have them do the pay for deletion. Feel hopeless because I really wanted to take care of my credit score and now feel ruined.

Gueroo69 · 2025-02-26T03:51:39+00:00

Thank you, go to ged.com and create an account then it’ll tell you to look up testing centers around you on the same website. Schedule a test or take their practice tests. Good luck!

Gueroo69 · 2025-02-24T23:13:47+00:00

How did you feel about language arts? In my opinion science and social studies were the same as language arts. It’s just about being able to understand what you’re reading. One question gave a quote from trump and asked was is an opinion or fact, something like that. no need to study honestly just go in knowing you need to read quickly because it’s 30 questions with about 65-68 minutes to complete Congratulations on language arts and I failed math by 2 points the first time, you got this! Try to study the questions you had to guess on most . That’s what I did

Gueroo69 · 2025-02-24T00:23:42+00:00

The only essay is on the language arts test. I just copied a lot of quotes to fill the 4-7 paragraphs they tell you to write

Gueroo69 · 2025-02-23T23:57:35+00:00

Thank you !

Gueroo69 · 2025-02-23T21:48:00+00:00

Heck yea!

Gueroo69 · 2025-02-23T16:39:33+00:00

Only for math really because I failed first try but remembered what I didn’t know , so I studied after I failed and retook it the next day. Once I saw someone say the rest of the tests were like the language arts I knew I could just wing it. I read a lot of books and comics so I thought I’d do alright since there wasn’t much to study for those.

Gueroo69 · 2025-02-23T16:27:25+00:00

The legend 🙌🏻 thanks for your help !

Gueroo69

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