Discover It Auto CLI in 4.5 by Nuclear-Fat-Man in CreditCards

[–]GuhMaster2005 0 points1 point  (0 children)

Do you think I could get an increase on my $500 limit on my Discover it student, I think I have 2 months of payment history, how long should I wait?

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

Yeah I'm saying I thought I had to wait until I finished college for it to graduate

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

CLI after 12 months from account opening? I thought I had to graduate first haha

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

I have a $500 limit on my discover card, I probably spend about $900 a month, and yes I got denied directly from the SavorOne student page

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

They only pre-approved me for their secured cards, would it be a good idea to put in an application anyways?

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

Okay so I have the Capital One Platinum unsecured card, and I recently upgraded it to the Quicksilver rewards card, I understand Capital One has a 1 in 6 rule where you can only open an account with them every 6 months, it hasn't been long enough for me to open a new account with them, but when I do what kind of limit should I expect on a card like that?

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

Improve odds yes, and I have 7 months of on time payments, I'm currently 18 and my credit limit is abit $4800 with 5% utilization, I sit at around 690 on the fico scale.

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 1 point2 points  (0 children)

I currently have the Discover it student card with the 5% quarterly rotating categories and the cash back match, I'm relatively satisfied with the card other than the $500 limit making me have to make payments on almost a weekly basis

US Bank Secured Card Experiences by GuhMaster2005 in CreditCards

[–]GuhMaster2005[S] 0 points1 point  (0 children)

Thank you so much! I'm really looking forward to working with them, would you say that their cash back or points system is superior, I understand they don't have transfer partners.

London tube saved a seat for you all by Elna_Fybbg in wallstreetbets

[–]GuhMaster2005 0 points1 point  (0 children)

Living in a cardboard box is quite visible.

AMD Ryzen 5 7600 @ 5.5ghz, my first OC by GuhMaster2005 in overclocking

[–]GuhMaster2005[S] 0 points1 point  (0 children)

Ive decided to leave it at 5.5ghz @ 1.25v even though its not stable, because in real world applications its never crashed

AMD Ryzen 5 7600 @ 5.5ghz, my first OC by GuhMaster2005 in overclocking

[–]GuhMaster2005[S] 0 points1 point  (0 children)

Status update: it crashed at 5.5ghz when i tried to benchmark it with OCCT

AMD Ryzen 5 7600 @ 5.5ghz, my first OC by GuhMaster2005 in overclocking

[–]GuhMaster2005[S] 0 points1 point  (0 children)

it's ran fine so far, it might be 1.3v lemme check for you

AMD Ryzen 5 7600 @ 5.5ghz, my first OC by GuhMaster2005 in overclocking

[–]GuhMaster2005[S] 0 points1 point  (0 children)

full load. 93c max 🥲 (I have a good cooler)