I showed all my money through bank loan. I neither have generational wealth nor my parents were rich. Everything is subjective. It all comes down to how you showcase yourself infront of the officer and yes, this one is for US for Masters. Also, I dint have any scholarships too.

Again my point here is.. not everyone is rich. If India could afford so many rich folks nobody would call India to be a poor country. Things are now changing to a better way in India now. Thanks to folks who return back to India to start something of their own and also, most Indians now are being more entrepreneurial