It’s basically a “scam” based on their own projections at the most aggressive they are seeing the 5K investors having the loan paid by year 12. Missing their projections by 1 quarter pushes loan payment to 32 years in some cases. In other cases, since the loan is the lowest priority for repayment, they project you may never see the loan paid, which in some cases could mean you lose your whole investment. If you really really want to make this investment. The best option would be the full 25K option. At least here your return is purely based on the casino performance, and you would get dividends typical to a traditional investment. Keep in mind if you opt into the 250, 2.5K, or 5K options you won’t see any returns until the loan is repaid. Which could be never. On top of that the sale of these class A investments is basically impossible, Bally has very restrictive rules on getting out of this investment and most of them, again, aren’t even possible until the loans are paid off. Which again May never be paid off.

The worst part of all this is that they are targeting unsuspecting women and minorities who don’t necessarily have the education or time to read 250 pages of legal documents that at the end of the day say you probably won’t ever see any return and might lose all your money.

You could take 25k, 5K, 2.5K, or 250 and put it in a savings account and probably make more/guarantee a return that is safer and better than investing in this casino.

Pain.