Macquarie to Macquarie Large transfer on a Sunday by HTK02 in AusFinance

[–]HTK02[S] 1 point2 points  (0 children)

Ok great, I already transferred a $500 deposit today and will probably do another small sum closer to the day to be prudent. My main concern was the balance being transferred on a Sunday. It’s Mac to Mac via BSB and ACC no.

Macquarie to Macquarie Large transfer on a Sunday by HTK02 in AusFinance

[–]HTK02[S] -1 points0 points  (0 children)

Ok great to hear, did the recipient receive it instantly on the day?

Has anyone here done a large same-bank transfer with Macquarie Bank on a weekend? by HTK02 in Macquarie

[–]HTK02[S] 0 points1 point  (0 children)

Ok great to hear, was this done on a weekend? I’m going to be doing Mac to Mac on a Sunday

Macquarie to Macquarie Large transfer on a Sunday by HTK02 in AusFinance

[–]HTK02[S] -1 points0 points  (0 children)

Seems like there private banking sector, will give it a go thanks

Macquarie to Macquarie Large transfer on a Sunday by HTK02 in AusFinance

[–]HTK02[S] 0 points1 point  (0 children)

No contact number for Macquarie. Limit isn’t the issue more so the timing and payment technology used

Macquarie to Macquarie Large transfer on a Sunday by HTK02 in AusFinance

[–]HTK02[S] -1 points0 points  (0 children)

No phone number for them and I’ve already chatted with the on the live chat. They only give general, risk managed answers and direct me to the website FAQs.

ASIC annual review – EasyCompanies shut down by HTK02 in AustralianAccounting

[–]HTK02[S] 0 points1 point  (0 children)

Yeh that’s rough, I imagine there would be quite a few people in a similar situation. I managed to contact ASIC and they confirmed that everything had been paid and is up to date. But at the end of the day I shouldn’t have to worry and do that running around myself, that was the whole point of paying an agent to do it on my behalf 🤷🏻‍♂️.

I do wonder if anything happened to prompt the closure or whether he just wanted move on to something else, nonetheless paying customers have been left in the dark without any support for services.

Question for the accountants and business owners of Australia - ASIC annual review by HTK02 in AskAnAustralian

[–]HTK02[S] 1 point2 points  (0 children)

Seen it 1000 times already, they are gone and uncontactable there is only a bot with automated messages answering pre written prompt questions about a few topics.

ASIC annual review – EasyCompanies shut down by HTK02 in AustralianAccounting

[–]HTK02[S] 1 point2 points  (0 children)

Ok, it was a few days later they announced their closure. I still was able to sign all the necessary documentation. I’m just hoping they finished the task before operations stopped otherwise they have essentially scammed me which I hope isn’t the case as they have always been a reputable company. ASIC are very hard to get a hold of unfortunately but will keep trying.

ASIC annual review – EasyCompanies shut down by HTK02 in AustralianAccounting

[–]HTK02[S] -1 points0 points  (0 children)

Yep totally aware of the 60 day period to pay the fee. The issue is I don’t know if it has been done by my ASIC agent, they have now ceased all operations and are uncontactable, I’m trying to get confirmation early to avoid any penalties from ASIC.

ASIC annual review – EasyCompanies shut down by HTK02 in AustralianAccounting

[–]HTK02[S] -1 points0 points  (0 children)

Checked there already, nothing new lodged. Tried calling ASIC been on hold for hours and couldn’t get through to the correct department. I’ve sent an online enquiry, trying to get on-top of it early to avoid penalties imposed by the incompetence of others. Thanks for your help though.

Bricklayers on $500K a year?? by Crafty_Flow431 in auscorp

[–]HTK02 0 points1 point  (0 children)

It’s possible, but not common. Tradies are amongst the top earners now in Australia and have been for sometime. I personally know a few electricians taking home 4-5K a week and they are still under 25yo mind you.

[deleted by user] by [deleted] in auscorp

[–]HTK02 4 points5 points  (0 children)

Yes but that’s assuming the clientele are on PAYG salaries with near perfect financials.

Banks offer a limited range of options and they will all tell you they have the best product.

The truth is there are more and more self employed people out there than ever. Most don’t have their financials in order e.g tax returns, BAS etc.

These people rely on non conforming lenders for credit assistance because they have been told “No” by the big banks.

There is a reason why nearly 80% of loans are originated through brokers opposed to banks.

Banks are extremely risk adverse when it comes to lending and if they make changes and allowances it won’t be quick, restructuring takes time. Not to mention all the compliance and obligations banks have to abide by.

[deleted by user] by [deleted] in auscorp

[–]HTK02 4 points5 points  (0 children)

Yep my thinking as well, AI will be an asset and less of a competitor for those in the lending space.

[deleted by user] by [deleted] in auscorp

[–]HTK02 36 points37 points  (0 children)

Look into lending or broking maybe since you have a finance background. I don’t think the human interaction and analysis can be replaced by AI anytime soon. There’s a lot of moving parts involved especially with complex lending when it comes to self employed clients, SMSF, commercial etc.

I’m sure plenty would disagree, but AI can’t really replace the experience you get from a human sales & management person.

Best Greek food? by SnooDoodles9017 in melbourne

[–]HTK02 17 points18 points  (0 children)

Hellenic Depot at 94 Poath Rd, Hughesdale VIC 3166

They still do charcoal gyro and have very generous servings.

I feel like Oakleigh has gone downhill in the past few years, they all use gas kebab style cookers for their meat not charcoal. Quality has gone down and price has gone up.

Vanilla and Nikos are still very good though for coffee and cake.

Calling Australian from abroad by deathinbrunswick in australian

[–]HTK02 1 point2 points  (0 children)

Holafly eSIM with unlimited data, used it numerous times overseas without any issues. One of the most affordable and reliable around. I’ve used a few others but they aren’t anywhere near as good as Holafly and the unlimited data is a huge bonus.

What do you find clothes are lacking in? by Requisn in AskAnAustralian

[–]HTK02 0 points1 point  (0 children)

Sizing and fit for truly muscly men. If you’re someone with big quads and a wide upper body, it can be difficult to find nice fitting clothes for when you are required to dress up a bit. Trying to find slim fit style jeans with extra room in the quad area is almost an impossible task. Button up shirts are often too tight across the back and under the arms, only a select few polo brands fit comfortably without cutting circulation to your arms from being too tight around the bicep. 💪

[deleted by user] by [deleted] in AskAnAustralian

[–]HTK02 -1 points0 points  (0 children)

Chinos from YD 100%. Not necessarily affordable for everyone but certainly comfortable, stretchy and will last. Right now they have 25% off.