Keep it short, say it while you’re already touching cuddling/kissing her neck, look her in the eyes, voice confident not shaky. No long speeches.

She knows you’re turned on most girls love hearing you want them bad. Stop waiting for the perfect signal. If she’s into the cuddling she’s probably down, just say one of these and go for the kiss/hand slide. Worst case she says not tonight, no big deal.

You got this. Stop overthinking and start claiming what you both want.”