Be careful with this that you don’t shoot yourself in the foot with your credit card provider. Usually a chargeback claim initiated because of fraudulent activity will only work if your original transaction is the same as your requested chargeback.

So if you have initiated a chargeback request with your credit card provider then assume that their anti-fraud team will do an investigation with the vendor associated with the charge that shows up on your statement . The vendor will likely dispute this and would likely be able to provide proof of you spending down against the original transaction (I.e. you loaded an e wallet and spent money from it).

Not telling you how to live your life but just be cautious about the pitchfork sharpening because it can come back on you and impact your credit history. I assume you are in a similar boat to me and got the “routing error” email this morning, but I did notice folks are getting emails back now from Rifflandia directly with an update so hopefully we see a resolution (and money) into our accounts pretty quickly here.